Oklahoma Bankers Association We make bankers better!
The Consumer Financial Protection Bureau proposed a new Sec. 1071 rule last week to replace a Biden-era final rule that led to some association’s challenging it as regulatory over-reach. Issuance of the new proposed rule is a major victory for community banks and small businesses that would have been subjected to compliance with an 888-page rule and its collection of …
November 2025
-
November 18, 2025
Week of Nov. 17
In This Issue… From Adrian’s desk … CFPB proposes new Sec. 1071 rule Data shows regulatory burden hits community banks Agencies release CRA data on small-business, small-farm lending OBASCO roundup: Record Retention Guide receives update; new sales rep with Transfund ACH authorization form for OBA dues drafts available OBA education corner … From Adrian’s desk … By Adrian Beverage OBA …
-
November 14, 2025
Executive News: Streamline Act could do just that for CTRs, SARs
We are almost exactly one year out from the 2026 elections – I know you are counting down the days! There are a lot of significant state level races and the all-important midterm elections at the federal lev el. I will touch on this a little later in this article, but for now, I’m excited to bring you some good …
-
November 14, 2025
Intern impact
By Olivia Hendrix OBA Communications Assistant Bankers understand the value in long-term investments. For the Oklahoma banking community, that investment isn’t always just financial – it’s personal. It’s why banks across the state continue to participate in the Oklahoma Bankers Association’s Summer Intern Program, one of the association’s most established initiatives. The program invests in the success of emerging bankers, …
-
November 14, 2025
Hall of Fame class set for ceremony
The Oklahoma Bankers Hall of Fame will induct the four bankers who we re selected for its 2025 class in early December. R.S. “Brud” Baker, Sandy Bracken, Gary Huckabay and Lee Symcox will make up the 2025 class. The inductees were selected by a panel of bankers from across the state, and were voted on in late September. The induction …
-
November 13, 2025
November 2025 OBA Legal Briefs
The GENIUS 0Act and the Stable Coin ERA Oklahoma’s corporations law Consumer Credit Code (“U3C”) Surcharges The GENIUS ACT and the Stable Coin ERA By Scott Thompson The passage of the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act) represents a potential defining moment for the traditional American financial system. This landmark legislation has officially brought stablecoins—digital …
-
November 12, 2025
Fed to reduce bank supervision staff in 2026
The Federal Reserve will trim its bank supervision staff by 30% by the end of next year, the Wall Street Journal reported last week. (subscription required) The newspaper cited an internal memo outlining the cuts, which are being overseen by Fed Vice Chair for Supervision Michelle Bowman. The reductions will leave the Fed’s supervision and regulation division with about 350 …
-
November 11, 2025
Week of Nov. 10
In This Issue… From Adrian’s desk … Comptroller outlines OCC’s review of ‘debanking’ Oklahoma Bankers Hall of Fame induction ceremony slated for early December Save the date: OBA Convention, senior management events set for 2026 OBA education corner … From Adrian’s desk … By Adrian Beverage OBA President & CEO Just some random tidbits that might be of interest to …
-
November 6, 2025
Nondeductible portion of OBA dues calculated
The calculation representing the nondeductible portion of member dues attributable to lobbying expenditures has been made for the OBA’s year ending April 30, 2025. The source of the information used to determine this percentage included the Association’s general ledger and an estimate of the percentage of time related to applicable personnel’s involvement with lobbying activities by management of the Association. …
-
November 4, 2025
Week of Nov. 3
In This Issue… From Adrian’s desk … Fed to reduce bank supervision staff in 2026 Survey: Lending standards stricter for commercial loans in third quarter OBA Book Club discussion set for Nov. 18 OBA education corner … From Adrian’s desk … By Adrian Beverage OBA President & CEO Just some random tidbits that might be of interest to our bankers …