July 2025

  • July 1, 2025

    Week of June 30

    In This Issue… From Adrian’s desk … New dates set for OBA Washington Visit: Sept. 14-16 ABA, state bankers associations signal support for tax provisions in budget bill Agencies allow banks to collect CIP data from third parties Electronic title issuance launch begins OBA education corner … From Adrian’s desk … By Adrian Beverage OBA President & CEO Just some …

June 2025

  • June 24, 2025

    Week of June 23

    In This Issue… From Adrian’s desk … President signs bill stopping OCC bank merger rule Gold scams rise again Launch looms for electronic title issuance looms OBA Book Club announces next selection meeting 2026 Oklahoma Views & Vistas Calendar available for early-bird orders OBA education corner … From Adrian’s desk … By Adrian Beverage OBA President & CEO Just some …

  • June 24, 2025

    Agencies update host-state loan-to-deposit ratios

    The federal banking agencies today issued updated host-state loan-to-deposit ratios that they will use to determine compliance with Section 109 of the Riegle-Neal Interstate Banking and Branching Efficiency Act. Oklahoma stayed at 86% in the ratios released, same as last year, although a 10% jump from 2023. Section 109 prohibits banks from establishing or acquiring branches outside their home states …

  • June 23, 2025

    Executive News: A tale of two bills …

    The 1st Session of the 60th State Legislature has been completed and we are finally able to look back at everything that happened this year. Like I say every year, each session is different in its own special way. This year was no different as we got to experience things I’ve never had the opportunity to do in my 26 …

  • June 23, 2025

    Agencies seek comment on fighting payments fraud

    The FDIC, Federal Reserve and Office of the Comptroller of the Currency issued on Monday a request for comment on potential actions to help consumers, businesses and financial institutions mitigate risks related to payments fraud, particularly check fraud. “Because payments fraud may involve multiple institutions and payment methods, no single agency or private-sector entity can address payments fraud on its …

  • June 23, 2025

    Agencies issue host state loan-to-deposit ratios

    Federal bank regulatory agencies issued last month the host state loan-to-deposit ratios that are used to evaluate compliance with section 109 of the Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994. These ratios replace those from June 2024. Oklahoma stayed at 86% in the ratios released, same as last year, although a 10% jump from 2023. Other neighboring states …

  • June 17, 2025

    Week of June 16

    In This Issue… From Adrian’s desk … Agencies seek comment on fighting payments fraud Service Oklahoma provides updated resources for upcoming ELT issuance ABA accepting nominations for Emerging Leader Awards United Way Emerging Leaders hosts networking opportunity for young professionals OBA education corner … From Adrian’s desk … By Adrian Beverage OBA President & CEO Just some random tidbits that …

  • June 16, 2025

    Adjustments made in electronic title administration

    After meeting with stakeholders, Service Oklahoma is adjusting how electronic titles will be administered when the transition begins next month. To accommodate dealer business needs, paper titles will now be issued by default during initial title transactions. This update was made in direct response to partner feedback and ensures dealers can continue their current processes without additional steps or notarization. …

  • June 11, 2025

    FDIC issues regulatory relief guidance for Oklahoma, other states

    The FDIC released guidance on Monday with steps intended to provide regulatory relief to financial institutions and facilitate recovery in seven states recently affected by natural disasters, including the wildfires in Oklahoma earlier in the spring. The agency encouraged banks in affected areas to work constructively with borrowers experiencing difficulties, including extending repayment terms, restructuring existing loans or easing terms …

  • June 10, 2025

    Week of June 9

    In This Issue… From Adrian’s desk … Adjustments made in electronic title administration Oklahoma agencies to host virtual fraud prevention conference Participation open for upcoming salary survey OBA education corner … From Adrian’s desk … By Adrian Beverage OBA President & CEO Just some random tidbits that might be of interest to our bankers this week! •        …