Oklahoma Bankers Association We make bankers better!
Ready or not, 2026 is here and it’s going to be exciting! I would say this past year was a pretty successful year both in Washington and Oklahoma City, as far as it comes to legislation killed or passed. This yea r is going to present its own set of challenges and hurdles, but as an industry, I know we …
January 2026
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January 12, 2026
OBA, ABA, associations urge lawmakers about stablecoin concerns
The Oklahoma Bankers Association, the American Bankers Association and 51 other state bankers associations from across the country joined in sending a joint letter to Congress last month urging lawmakers to clarify and enforce the statutory prohibition on payment stablecoin issuers and affiliated platforms offering yield, rewards or interest to stablecoin holders – a core provision of the GENIUS Act …
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January 9, 2026
CRA ‘small-bank’ asset-size thresholds updated for 2026
The Federal Reserve and FDIC released the updated Community Reinvestment Act “small-bank” and “intermediate small-bank” asset-size thresholds for 2026 last week. The thresholds ticked up slightly for the coming year. CRA regulations establish the criteria by which relevant agencies assess a financial institution’s record of meeting the credit needs of its entire community, including low- and moderate-income neighborhoods. The asset-size …
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January 7, 2026
HUB-Taylor Advisors
HUB | Taylor Advisors is a balance sheet management-consulting firm and an SEC-registered investment advisor servicing financial institutions. They are not a brokerage firm but a team of investment analysts and balance sheet consultants to bank executives. They work with senior officers, ALCO members, and board members to provide advice, strategies, and education in the areas of investment, liquidity, asset/liability, …
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January 6, 2026
Week of Jan. 5
In This Issue… From Adrian’s desk … HMDA data filing period opens CRA ‘small-bank’ asset-size threshold updated for 2026 OBA education corner … From Adrian’s desk … By Adrian Beverage OBA President & CEO Just some random tidbits that might be of interest to our bankers this week! • • • Things are slowly returning …
December 2025
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December 31, 2025
Fed report shows increased interchange fees, revenue
U.S. payment card networks processed 100.7 billion debit and general-use prepaid card transactions valued at $4.7 trillion in 2023, representing an annual 4.6% increase in both value and volume over the two years studied, the Federal Reserve said in its biennial report on interchange fee revenue. The Dodd-Frank Act requires the Fed to regulate debit card interchange fees – which …
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December 30, 2025
Week of Dec. 29
In This Issue… From Adrian’s desk … Democratic state AGs file lawsuit to stop CFPB defunding ABA offers suggestions to agencies’ proposed safety, soundness rules OBA education corner … From Adrian’s desk … By Adrian Beverage OBA President & CEO Just some random tidbits that might be of interest to our bankers this week! • • …
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December 29, 2025
ATM burglaries: an ongoing issue
Just when you thought you had everything under control, these trans-national, organized criminal rings figure out another way to burglarize your ATMs. The OBA received a report this month of a bank who placed mitigation protocols in place and stopped what could have been a significant loss. Those of you in small towns who think this will never happen to …
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December 23, 2025
Week of Dec. 22
In This Issue… From Adrian’s desk … Capitol capital: What’s happening in D.C./OKC? ATM burglaries: an ongoing issue Fed report shows increased interchange fees, revenue OBA education corner … From Adrian’s desk … By Adrian Beverage OBA President & CEO Just some random tidbits that might be of interest to our bankers this week! • • …
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December 17, 2025
Executive News: Let’s celebrate our newest Hall of Fame inductees
On Dec. 4, the Oklahoma Bankers Hall of Fame inducted four new members. This year’s class included four outstanding bankers who have been – and still are – pillars in the banking industry, their communities and the state of Oklahoma. This group of bankers falls right in line with previous inductees with their storied history and contributions still being made …