Independent credit consulting professional specializing in community bank loan review services, enforcement action compliance, credit administration functions & credit analysis. Other services available are appraisal review and credit training. CONTACT INFORMATION: Contacts: Randy Waters Edmond, OK Phone: (580) 554-0357 Email: rwatersconsulting@gmail.com
February 2026
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February 10, 2026
February 2026 OBA Legal Briefs
February 2026 The Uniform Mortgage Modification Act By Scott Thompson The Uniform Mortgage Modification Act (UMMA), approved by the Uniform Law Commission (ULC) in 2024, represents a significant attempt in modernizing real estate backed financing. Designed to bring clarity and predictability to the process of modifying both residential and commercial mortgages, the Act provides a vital “safe harbor” …
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February 10, 2026
Week of Feb. 9
In This Issue… From Adrian’s desk … FDIC extends comment period for Genius Act Bankers at state Capitol: Register for OBA’s 2026 Contact Banker Program OBA Book Club announces next selection OBA Bankers’ Night Out programs ready for spring Welcome new strategic members OBA education corner … From Adrian’s desk … By Adrian Beverage OBA President & CEO Just some …
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February 9, 2026
Executive News: New legislative session cued up at state level
Here we go! The Second Session of the 60th Oklahoma Legislature officially kicked off at noon on Monday, Feb. 2 with the governor’s State of the State address. The legislature will run from now until the last Friday in May. We are excited for this year as we hope to get some good legislation passed for our community banks. When …
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February 9, 2026
Trump nominates Warsh to head Federal Reserve
President Trump announced at the end of January he has nominated former Federal Reserve board member Kevin Warsh to be the next chair of the Fed. Warsh worked in the mergers and acquisitions department at Morgan Stanley before joining the administration of President George W. Bush, where he was special assistant to the president for economic policy and executive secretary …
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February 9, 2026
OBA, ABA, associations oppose proposal on credit card competition
The Oklahoma Bankers Association, the American Bankers Association and 51 other state bankers associations expressed strong opposition to the Durbin-Marshall Credit Card Mandate – also known as the Credit Card Competition Act – warning in a joint letter sent to Congress in late January that the proposal would harm consumers, small businesses and banks of all sizes. In the letter, …
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February 6, 2026
ABA Washington summit set
The ABA’s Washington Summit is scheduled for March 9-11. Click here for more information. There is no registration fee for this event. There is an all-day Emerging Leaders Forum on Monday, March 9. Hill Visits will take place on Tuesday, March 19. Contact Megan McGuire at the OBA for more information!
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February 4, 2026
Rosell & Love, PLLC
Rosell & Love, PLLC is a law firm that provides legal services to banks. The areas of practice include commercial and residential foreclosure actions, replevin actions, loan document drafting, assistance with underwriting, creditors rights in bankruptcy actions, creditor claims in probate actions. CONTACT INFORMATION: Contacts: Armando Rosell & Jeff Love 101 North Robinson Avenue, Suite 700 Oklahoma City, OK 73102 …
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February 4, 2026
Eris Innovations, LLC
Eris Innovations (“Eris”) is an intellectual property licensing company, specializing in market, research, and product development of exchange-traded interest rate derivatives. Eris has designed and patented an exchange-traded interest rate swap also known as Eris SOFR Swap futures (“swap futures”). Swap futures are a simple, efficient, and cost-effective tool that banks use for interest rate risk management. With this in …
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February 3, 2026
Week of Feb. 2
In This Issue… From Adrian’s desk … Warsh nominated as next Fed chair First Friday Fraud Forums on deck! Review your bank’s information for OBA directory OBA education corner … From Adrian’s desk … By Adrian Beverage OBA President & CEO Just some random tidbits that might be of interest to our bankers this week! • • …
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