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The Latest
June 2026
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June 12, 2026
Agencies Issue Host State Loan-to-Deposit Ratios
Federal bank regulatory agencies jointly issued updated host state loan-to-deposit ratios in May. Each ratio compares the total loans in a state to total deposits in the state for all banks that are legally operating in that state. These ratios replace those issued in May 2025. Oklahoma dropped 1% to 85% in the ratios released, although still a 9% jump …
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June 9, 2026
OBA Book Club announces summer selection
The OBA Book Club has announced its next book selection: “Atomic Habits” by James Clear. This bestselling book explores how small, consistent changes can lead to remarkable personal and professional growth over time. Through practical strategies and real-world examples, “Atomic Habits” offers insights into building good habits, breaking unproductive ones and creating systems that support long-term success. If the book …
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May 2026
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May 27, 2026
Be alert of fake shell companies opening accounts
One of the fraud “experts” the OBA follows is Frank McKenna’s https://frankonfraud.com. On May 16, he warned of high-value incentives for American consumers to become “merchants” with a marketing video from IBO-Core. The site has a list of shell company names for sale in America. Most of the names follow a pattern. They include the words “MARKETING,” “AD SERVICE,” “DIGITAL,” …
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May 13, 2026
Discounted subscription to CrimeDex available through OBA
CrimeDex is an online network and alert system leveraged by thousands of fraud, loss prevention, and law enforcement professionals collaborating to prevent loss from complex financial crimes, organized retail crime, etc. CrimeDex allows professionals to share, search and leverage relevant information on criminal acts and subjects between businesses and law enforcement. Oklahoma formerly relied on the COCHA/EPCOR Alert Service or …
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May 6, 2026
Regulators issue final rule on revisions to Community Bank Leverage Ratio framework
Federal regulators issued a joint final rule last week that will “lower the community bank leverage ratio from nine percent to eight percent, which will provide more flexibility for community banks to opt into the framework.” The final rule, which goes into effect on July 1, takes into account the unique business models and risk profiles of community banks. Specifically, …
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Jeremy Cowen, Senior Vice President/Communications
Email: jeremy@oba.com | Phone: Ext. 113
Jeremy has been in charge of the Oklahoma Banker newspaper as well as the OBA website and other member communications since joining the OBA in January 2002. A native of Hartshorne and a 1997 graduate of the University of Oklahoma, he enjoys meeting and talking with the different people he encounters while doing his job. Previously, Jeremy worked as a sports writer in Lawton and, for the four years prior to joining the OBA, Lubbock, Texas, where he decided the town wasn’t big enough for both him and Bobby Knight. When not working, Jeremy loves to hike, read, watch football, baseball and boxing and teach journalism to high school and college students. And, if you ask, there’s a good chance he will regale you with the story about being interviewed on ESPN by Chris Fowler.