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OBA News
The Latest
September 2026
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September 25, 2026
Agencies raise asset threshold for 18-month exam cycle
Federal banking agencies (Office of the Comptroller of the Currency, the Federal Reserve Board, and the Federal Deposit Insurance Corporation) issued an interim final rule last week that doubles the asset threshold for small insured depository institutions to be eligible for an extended 18-month on-site examination cycle. Eligibility for the 18-month cycle does not apply automatically. To qualify, a bank …
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September 21, 2026
Agencies promise more scrutiny of core provider business practices
The federal banking agencies pledged late last week to step up oversight of third-party core providers whose business practices “unreasonably limit” community banks from conducting due diligence or from negotiating contract terms that address the banks’ business needs. The FDIC, Federal Reserve and Office of the Comptroller of the Currency issued a joint statement “to provide clarity on their risk-based …
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September 18, 2026
ABA, ICBA, others warn Clarity Act fails to protect community banks
Proposed language in the Clarity Act giving regulators a short time frame to decide whether to close the stablecoin payment-of-interest loophole is no safeguard against the deposit flight that would harm many community banks, the ABA, ICBA and a coalition of banking trade associations said. Senate Republicans on Monday, September 14, released a new draft of the Clarity Act as …
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September 11, 2026
OBA, state bankers associations, support FCC proposal to help stop illegal calls
Fifty-two state bankers associations, including the OBA, expressed strong support for the Federal Communications Commission’s proposals to ensure that all voice service providers in the path of a call take meaningful responsibility for keeping illegal calls off the U.S. calling network, in a letter sent to the FCC last week. In the letter, the associations expressed support for the FCC’s …
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September 2, 2026
FinCEN alert issued on fraud schemes targeting federal student aid
The U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) issued an alert recently to urge financial institutions to be vigilant in detecting, identifying and reporting suspicious activity connected to fraud schemes targeting The U.S. Department of Education’s Office of Federal Student Aid programs. Fraud rings use stolen and fraudulent identities, as well as other tactics, to enroll in …
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Jeremy Cowen, Senior Vice President/Communications
Email: jeremy@oba.com | Phone: Ext. 113
Jeremy has been in charge of the Oklahoma Banker newspaper as well as the OBA website and other member communications since joining the OBA in January 2002. A native of Hartshorne and a 1997 graduate of the University of Oklahoma, he enjoys meeting and talking with the different people he encounters while doing his job. Previously, Jeremy worked as a sports writer in Lawton and, for the four years prior to joining the OBA, Lubbock, Texas, where he decided the town wasn’t big enough for both him and Bobby Knight. When not working, Jeremy loves to hike, read, watch football, baseball and boxing and teach journalism to high school and college students. And, if you ask, there’s a good chance he will regale you with the story about being interviewed on ESPN by Chris Fowler.