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OBA News
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July 2025
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July 7, 2025
New dates set for OBA Washington Visit: Sept. 14-16
Please note: We are shifting the Washington Visit dates to Sept. 14-16 (from the original Sept. 21-23), and the hotel will remain The Mayflower Hotel. The OBA staff and the OBA Executive Committee made this decision to accommodate adjusted Senate/House calendars. Click here to register online or submit the registration form available in the brochure. If you have any questions, contact Megan McGuire.
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June 2025
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June 24, 2025
Agencies update host-state loan-to-deposit ratios
The federal banking agencies today issued updated host-state loan-to-deposit ratios that they will use to determine compliance with Section 109 of the Riegle-Neal Interstate Banking and Branching Efficiency Act. Oklahoma stayed at 86% in the ratios released, same as last year, although a 10% jump from 2023. Section 109 prohibits banks from establishing or acquiring branches outside their home states …
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June 23, 2025
Agencies seek comment on fighting payments fraud
The FDIC, Federal Reserve and Office of the Comptroller of the Currency issued on Monday a request for comment on potential actions to help consumers, businesses and financial institutions mitigate risks related to payments fraud, particularly check fraud. “Because payments fraud may involve multiple institutions and payment methods, no single agency or private-sector entity can address payments fraud on its …
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June 16, 2025
Adjustments made in electronic title administration
After meeting with stakeholders, Service Oklahoma is adjusting how electronic titles will be administered when the transition begins next month. To accommodate dealer business needs, paper titles will now be issued by default during initial title transactions. This update was made in direct response to partner feedback and ensures dealers can continue their current processes without additional steps or notarization. …
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June 11, 2025
FDIC issues regulatory relief guidance for Oklahoma, other states
The FDIC released guidance on Monday with steps intended to provide regulatory relief to financial institutions and facilitate recovery in seven states recently affected by natural disasters, including the wildfires in Oklahoma earlier in the spring. The agency encouraged banks in affected areas to work constructively with borrowers experiencing difficulties, including extending repayment terms, restructuring existing loans or easing terms …
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Jeremy Cowen, Senior Vice President/Communications
Email: jeremy@oba.com | Phone: Ext. 113
Jeremy has been in charge of the Oklahoma Banker newspaper as well as the OBA website and other member communications since joining the OBA in January 2002. A native of Hartshorne and a 1997 graduate of the University of Oklahoma, he enjoys meeting and talking with the different people he encounters while doing his job. Previously, Jeremy worked as a sports writer in Lawton and, for the four years prior to joining the OBA, Lubbock, Texas, where he decided the town wasn’t big enough for both him and Bobby Knight. When not working, Jeremy loves to hike, read, watch football, baseball and boxing and teach journalism to high school and college students. And, if you ask, there’s a good chance he will regale you with the story about being interviewed on ESPN by Chris Fowler.