September 2022

  • September 19, 2022

    September 2022 OBA Legal Briefs

    Concerns about overdrafts and fees grow (Part 1) Repossessions and the SCRA Concerns about overdrafts and fees grow — Part 1 By John S. Burnett Regulators have run hot and cold on the topics of overdraft programs and associated fees for well over a decade. A few landmark issuances along that rocky road were: The 2005 Interagency Joint Guidance on …

  • September 13, 2022

    GSB-Wisconsin sets schedule for remainder of 2022 online seminars

    The Graduate School of Banking at the University of Wisconsin has set its schedule for its online seminars for the remainder of the years. Click here to find out more about those in September and October. Click here to find out more about those in November and December.

  • September 13, 2022

    Week of Sept. 12

    In This Issue… Agencies reaffirm commitment to Basel III standards OCC announces chief climate risk officer Deadline this week to apply for Emerging Leaders Academy OBA Oktoberfest Golf Tournament set for Oct. 24 Final week to order 2023 OBA calendars OBA welcomes new strategic member OBA education corner … Agencies reaffirm commitment to Basel III standards Federal bank regulatory agencies …

  • September 9, 2022

    Fed prepares for interest rate raise

    Traders are expecting the Federal Reserve to raise interest rates at its meeting later this month. The possibility of a third straight three-quarter point hike looks to be high, according to stories in several media outlets. You can read one, via CNBC, by clicking here.

  • September 8, 2022

    OCC to lower assessments

    The Office of the Comptroller of the Currency will lower assessments in 2023 as part of an effort to close the pricing differential between state and federal charter assessments, Acting Comptroller of the Currency Michael Hsu said last week during remarks to the Texas Bankers Association. Effective in March, the agency will make a 40% reduction in assessments for a …

  • September 6, 2022

    Week of Sept. 5

    In This Issue… OCC to lower assessments ‘Banks are safe’ PSAs available from OBA OBA education corner … OCC to lower assessments The Office of the Comptroller of the Currency will lower assessments in 2023 as part of an effort to close the pricing differential between state and federal charter assessments, Acting Comptroller of the Currency Michael Hsu said last …

  • September 6, 2022

    Executive News: Looking back at runoffs; legislative, regulatory info

    This is my favorite time of year. Hopefully, the temperature will start dropping, and most importantly, it’s college football season. We are one game into the season and both OU and OSU are undefeated and positioned to have great seasons. While fa ns of those schools get to enjoy victory after victory, I’ll be in the corner crying as Nebraska’s …

  • September 6, 2022

    OCC strategic plan to promote community banks

    The Office of the Comptroller of the Currency released a strategic plan in early September for fiscal years 2023-2027 that calls on the agency to diversify its workforce, prioritize safeguarding public trust and enhance the implementation of risk-based supervision. The 11-page document also directs the OCC to promote strengthening and modernizing community banks, with a focus on small businesses and …

  • September 1, 2022

    Legal Briefs Online Index

  • September 1, 2022

    August 2022 OBA Legal Briefs

    COVID coughs up and update FCRA is on the front burner COVID coughs up an update by Andy Zavoina Perhaps your staff is all back in the bank, some are travelling for summer vacation, masks are seen sparsely, and COVID-19 seems to be something viewed only in the rearview mirror. But that does not mean the pandemic is over, or …