The Office of the Comptroller of the Currency announced last week a decrease in assessment rates for the Sept. 30 semiannual assessment. The OCC reduced the rates in the general assessment fee schedule by 30% for assets up to $40 billion and 22% for assets above $40 billion, and reduced the rates in the independent trust and independent credit card assessment …
September 2025
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September 3, 2025
SBA orders banks to report on ‘debanking’ actions
On Aug. 7, the Small Business Administration sent a letter to over 5,000 lenders in response to President Trump’s executive order “Guaranteeing Fair Banking For All Americans.” The letter outlined the executive order and ordered banks to follow the new order. Pursuant to the Fair Banking Executive Order, banks are required to take the following action: By Dec. 5, your …
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September 2, 2025
August 2025 OBA Legal Briefs
August 2025 In this issue: Where can I find… Supreme Court Opinions Impacting Banking and Financial Services: October Term 2024-2025 Review Where can I find… By Pauli Loeffler General principles Before going into the specifics, let’s sketch out some general principles about the laws and regulations that impact your business, one way or another. We will start by talking about …
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September 2, 2025
June 2025 OBA Legal Briefs
In this issue: Banker Q&As Changes in UCCC amounts effective 7/1/25 Banker Q&As Some of the questions submitted to the OBA’s Compliance team are asked with some frequency by our members. We’ve gathered some of these questions and responses to assist you when similar situations present themselves. Altered check, indorsement claim Q. We had a large check ($40,275.60) that the …
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September 2, 2025
Week of Sept. 1
In This Issue… From Adrian’s desk … SBA orders banks to report on ‘debanking’ actions Disparate impact removed from FDIC exam manual OCC lowers semiannual assessment rates OBA Emerging Leaders Academy taking applications OBA TikTok Time … OBA education corner … From Adrian’s desk … By Adrian Beverage OBA President & CEO Just some random tidbits that might be of …
August 2025
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August 27, 2025
FinCEN issues red flags list for crypto ATM frauds
The Financial Crimes Enforcement Network issued a notice earlier this month urging financial institutions to be vigilant in identifying and reporting suspicious activity involving convertible virtual currency kiosks, also known as crypto ATMs. According to the notice, the FBI’s Internet Crime Complaint Center received more than 10,956 complaints involving CVC kiosks in 2024, with reported victim losses of approximately $246.7 …
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August 26, 2025
Week of Aug. 25
In This Issue… From Adrian’s desk … Trump moves to fire Fed board governor Deadline approaching for Oklahoma Bankers Hall of Fame nominations Join your peers on Capitol Hill: 2025 OBA Annual Washington Visit set Earlybird rate for OBA calendars ending OBA TikTok Time … OBA education corner … From Adrian’s desk … By Adrian Beverage OBA President & CEO …
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August 25, 2025
OBA Oktoberfest Golf Tournament scheduled
Show off your golfing skills or simply join your banking peers as a social registrant at the 2025 OBA Oktoberfest Golf Tournament on Oct. 27 at Belmar Golf Club, in Norman. The tournament fee is $175 and the registration deadline is Oct. 20. The tournament will begin with registration and lunch. Immediately following the tournament, we will hold an awards …
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August 19, 2025
Week of Aug. 18
In This Issue… From Adrian’s desk … Treasury issues request for comment on stablecoins, GENIUS Act Join your peers on Capitol Hill: 2025 OBA Annual Washington Visit set OBA Oktoberfest Golf Tournament scheduled Second quarter 2025 Bank Performance Reports now available OBA education corner … From Adrian’s desk … By Adrian Beverage OBA President & CEO Just some random tidbits …
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August 17, 2025
Executive News: Stablecoin questions pop up with new bill
We’ve finally reached Aug. 1, and that means three things: kids are about ready to go back to school, Congress is headed home for a month and college football is just around the corner. I’ll let you decide in what order of priority you would place these items. At least for this article, we’ll put the emphasis on the traditional …
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