Oklahoma Bankers Association We make bankers better!
The Financial Crimes Enforcement Network and U.S. banking agencies released guidance on Monday for financial institutions on how to share financial information with their counterparts in other countries without running afoul of the Bank Secrecy Act. The guidance is meant to encourage “appropriate, voluntary cross-border sharing of information” between financial institutions to help combat money laundering, terrorist financing and other …
September 2025
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September 18, 2025
First Friday Fraud Forums on deck
Calling all fraud fighters – join us on the first Friday of each month! In an attempt to communicate fraud trends to our member banks in all areas of the state, we will start holding monthly “First Friday Fraud Forum” virtual meetings via Zoom. These meetings are for OBA members only. We will cover information on the latest fraud trends …
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September 17, 2025
Bankers at state capitol: Register for OBA’s 2026 Contact Banker Program
We have set the dates for the 2026 Contact Banker Program: March 3, March 24, April 14 and April 21. 9 a.m. – Briefing at Capitol Noon – Depart Capitol for lunch 1:30 p.m. – Adjourn On the date you select, there will be a short briefing before we start walking the halls of the Capitol. We will stay together as a group the …
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September 17, 2025
Talk to your customers about credit unions
Did you know the average federal income tax paid by an Oklahoma resident was $10,589 last year? Did you know the TOTAL income taxes paid by credit unions was $0? As a banker, you probably did, but do your customers know? In a time when the federal deficit is regularly at the forefront of the news, maybe they should know …
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September 16, 2025
Week of Sept. 15
In This Issue… From Adrian’s desk … Talk to your customers about credit unions Court allows Fed governor to remain on board OBA to host Bank Fraud Investigators Group meetings Emerging Leaders helping at food bank OBA education corner … From Adrian’s desk … By Adrian Beverage OBA President & CEO Just some random tidbits that might be of interest …
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September 15, 2025
Executive News: ‘Debanking’ issue looms over banks
On Aug. 7, President Trump issued the executive order, “Guaranteeing Fair Banking For All Americans.” In Section 1, the president clearly lays out what his thinking is and why this order is necessary. Purpose — Financial institutions have engaged in unacceptable practices to restrict law-abiding individuals’ and businesses’ access to financial services on the basis of political or religious beliefs …
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September 15, 2025
Disparate impact deleted from FDIC exam manual
The FDIC announced late last month it had removed all references to disparate impact from its Consumer Compliance Examination Manual. Instead, the agency said it will evaluate potential discrimination under the Equal Credit Opportunity Act and Fair Housing Act “only through evidence of disparate treatment.” President Trump issued an executive order in April to eliminate enforcement of disparate-impact liability, which …
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September 15, 2025
Credit union reform in banks’ crosshairs
Did you know the average federal income tax paid by an Oklahoma resident was $10,589 last year? Did you know the TOTAL income taxes paid by credit unions was $0? As a banker, you probably did, but do your customers know? In a time when the federal deficit is regularly at the forefront of the news, maybe they should know …
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September 13, 2025
OBA Legal Briefs January 2005 – June 2026
Legal Briefs Index (PDF) No July 2026 OBA Legal Briefs June 2026 OBA Legal Briefs May 2026 OBA Legal Briefs April 2026 OBA Legal Briefs March 2026 OBA Legal Briefs February 2026 OBA Legal Briefs January 2026 OBA Legal Briefs December 2025 OBA Legal Briefs November 2025 OBA Legal Briefs October 2025 OBA Legal Briefs September 2025 OBA Legal Briefs …
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September 12, 2025
September 2025 OBA Legal Briefs
The Bankers Right of Setoff Returning Checks within the Midnight Deadline – Part I The Bankers Right of Setoff By Scott Thompson Introduction: Setoff in the Banking Context The relationship between a bank and its customer is fundamentally built on mutual obligations. When a customer deposits funds, the bank becomes a debtor to the customer. When a customer borrows money …