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October 2025 Legal Briefs Oklahoma Revocable Trust Law: Oklahoma Trust Act vs. Oklahoma Uniform Trust Code  By Scott Thompson This article compares Oklahoma’s current legal framework for revocable trusts, primarily under the Oklahoma Trust Act, against the provisions of House Bill 1850 (“HB 1850”), which enacted the Oklahoma Uniform Trust Code (“OUTC”), now codified at 60 O.S. § 1601.1 et …

In This Issue… From Adrian’s desk … Capitol capital: What’s happening in D.C./OKC? Justice Department begins inquiry in Fed Chair Powell Petition circulating to close stablecoin loophole OBA education corner … From Adrian’s desk … By Adrian Beverage OBA President & CEO Just some random tidbits that might be of interest to our bankers this week! •        …

The Federal Reserve and FDIC released the updated Community Reinvestment Act “small-bank” and “intermediate small-bank” asset-size thresholds for 2026 last week. The thresholds ticked up slightly for the coming year. CRA regulations establish the criteria by which relevant agencies assess a financial institution’s record of meeting the credit needs of its entire community, including low- and moderate-income neighborhoods. The asset-size …

In This Issue… From Adrian’s desk … HMDA data filing period opens CRA ‘small-bank’ asset-size threshold updated for 2026 OBA education corner … From Adrian’s desk … By Adrian Beverage OBA President & CEO Just some random tidbits that might be of interest to our bankers this week! •        •         • Things are slowly returning …

U.S. payment card networks processed 100.7 billion debit and general-use prepaid card transactions valued at $4.7 trillion in 2023, representing an annual 4.6% increase in both value and volume over the two years studied, the Federal Reserve said in its biennial report on interchange fee revenue. The Dodd-Frank Act requires the Fed to regulate debit card interchange fees – which …

In This Issue… From Adrian’s desk … Democratic state AGs file lawsuit to stop CFPB defunding ABA offers suggestions to agencies’ proposed safety, soundness rules OBA education corner … From Adrian’s desk … By Adrian Beverage OBA President & CEO Just some random tidbits that might be of interest to our bankers this week! •        •    …

Just when you thought you had everything under control, these trans-national, organized criminal rings figure out another way to burglarize your ATMs. The OBA received a report this month of a bank who placed mitigation protocols in place and stopped what could have been a significant loss. Those of you in small towns who think this will never happen to …

In This Issue… From Adrian’s desk … Capitol capital: What’s happening in D.C./OKC? ATM burglaries: an ongoing issue Fed report shows increased interchange fees, revenue OBA education corner … From Adrian’s desk … By Adrian Beverage OBA President & CEO Just some random tidbits that might be of interest to our bankers this week! •        •    …

On Dec. 4, the Oklahoma Bankers Hall of Fame inducted four new members. This year’s class included four outstanding bankers who have been – and still are – pillars in the banking industry, their communities and the state of Oklahoma. This group of bankers falls right in line with previous inductees with their storied history and contributions still being made …

The Consumer Financial Protection Bureau proposed a new Sec. 1071 rule in November to replace a Biden-era final rule that led to some association’s challenging it as regulatory over-reach. Issuance of the new proposed rule is a major victory for community banks and small businesses that would have been subjected to compliance with an 888-page rule and its collection of …