In This Issue… From Adrian’s desk … OCC publishes draft reporting forms for stabelcoin issuers FinCEN releases Section 314(b) fact sheet Tahlequah MAFIA meeting set for early July Oklahoma Views & Vistas calendar available for earlybird orders OBA education corner … From Adrian’s desk … By Adrian Beverage OBA President & CEO Just some random tidbits that might be of …
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Agencies Issue Host State Loan-to-Deposit Ratios
Federal bank regulatory agencies jointly issued updated host state loan-to-deposit ratios in May. Each ratio compares the total loans in a state to total deposits in the state for all banks that are legally operating in that state. These ratios replace those issued in May 2025. Oklahoma dropped 1% to 85% in the ratios released, although still a 9% jump …
Read More »Executive News: Election season is upon us
Now that the legislative session is behind us, we have to immediately pivot and turn our attention to the primary elections on June 16. The elections have taken an unexpected turn since we last talked and we’ll talk about that in a little bit. Before we dive into the elections, though, I wanted to take a few minutes to talk …
Read More »Agencies issue host state loan-to-deposit ratios
Federal bank regulatory agencies issued last month the host state loan-to-deposit ratios that are used to evaluate compliance with section 109 of the Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994. These ratios replace those from June 2025. Oklahoma dropped 1% to 85% in the ratios released, although still a 9% jump from 2023. Other neighboring states were as …
Read More »OBA Book Club announces summer selection
The OBA Book Club has announced its next book selection: “Atomic Habits” by James Clear. This bestselling book explores how small, consistent changes can lead to remarkable personal and professional growth over time. Through practical strategies and real-world examples, “Atomic Habits” offers insights into building good habits, breaking unproductive ones and creating systems that support long-term success. If the book …
Read More »Week of June 8
In This Issue… From Adrian’s desk … Proposed rule by credit unions could further erode restrictions on membership First quarter Bank Performance Reports now available 2026 salary survey open for participation Welcome new strategic member OBA education corner … From Adrian’s desk … By Adrian Beverage OBA President & CEO Just some random tidbits that might be of interest to …
Read More »Week of June 2
In This Issue… From Adrian’s desk … FDIC, OCC release CRA exam schedules for last quarters of fiscal year First Friday Fraud Forum on tap this week; MAFIA meeting scheduled OBA Book Club announces summer selection United Way Emerging Leaders hosts networking opportunity for young professionals ABA accepting nominations for Emerging Leaders Awards OBA education corner … From Adrian’s desk …
Read More »Be alert of fake shell companies opening accounts
One of the fraud “experts” the OBA follows is Frank McKenna’s https://frankonfraud.com. On May 16, he warned of high-value incentives for American consumers to become “merchants” with a marketing video from IBO-Core. The site has a list of shell company names for sale in America. Most of the names follow a pattern. They include the words “MARKETING,” “AD SERVICE,” “DIGITAL,” …
Read More »Week of May 25
In This Issue… From Adrian’s desk … FDIC proposes rule for BSA standards for stablecoin issuers OBA calendar photo contest deadline this week OBA education corner … From Adrian’s desk … By Adrian Beverage OBA President & CEO Just some random tidbits that might be of interest to our bankers this week! • • • …
Read More »Executive News: OBA rushing bills to legislative finish line
The calendar has finally hit May and that means we are in the home stretch of the legislative session. This is nor mally when we know we have three to four weeks left to get everything done before the legislature goes home. As I say every year, no two legislative sessions are ever the same, and this year didn’t disappoint. …
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