June 2024

  • June 12, 2024

    Agencies issue host state loan-to-deposit ratios

    Federal bank regulatory agencies issued at the end of last month the host state loan-to-deposit ratios that are used to evaluate compliance with section 109 of the Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994. These ratios replace those from May 2023. Oklahoma moved to 86% in the ratios released, a jump from the previous mark of 76%. Other …

  • June 11, 2024

    Week of June 10

    In This Issue… From Adrian’s desk … FinCEN releases BSA data for past year Information security MAFIA meeting scheduled for Friday 2025 Oklahoma Views & Vistas Calendar available for early-bird orders OBA education corner … From Adrian’s desk … By Adrian Beverage OBA President & CEO Just some random tidbits that might be of interest to our bankers this week! …

  • June 6, 2024

    Jackpotting attacks on ATMs increase across country

    The U.S. Secret Service is alerting financial institutions to an increase in ATM jackpotting attacks. ATM jackpotting attacks can cause significant loss, and a new type has been seen lately. On June 3, between 2:30-3:30 a.m., suspects in a light blue Chevy Cruze with a temporary tag expiring Aug. 1, 2024, attempted to conduct malware-style jackpotting attacks on drive-up ATMs …

  • June 4, 2024

    Jackpotting attacks on ATMs increase across country

    The U.S. Secret Service is alerting financial institutions to an increase in ATM jackpotting attacks. ATM jackpotting attacks can cause significant loss, and a new type has been seen lately. On June 3, between 2:30-3:30 a.m., suspects in a light blue Chevy Cruze with a temporary tag expiring Aug. 1, 2024, attempted to conduct malware-style jackpotting attacks on drive-up ATMs …

  • June 4, 2024

    Week of June 3

    In This Issue… From Adrian’s desk … Jackpotting attacks on ATMs increase across country Join your banking peers in D.C. this fall! OBA education corner … From Adrian’s desk … By Adrian Beverage OBA President & CEO Just some random tidbits that might be of interest to our bankers this week! •        •         • The …

May 2024

  • May 28, 2024

    Week of May 27

    In This Issue… From Adrian’s desk … ABA, ICBA, other associations sound off on data privacy bill Banking industry proves strong after early 2023 stress OBA education corner … From Adrian’s desk … By Adrian Beverage OBA President & CEO Just some random tidbits that might be of interest to our bankers this week! •        •    …

  • May 27, 2024

    May 2024 OBA Legal Briefs

    Military Customers – A Protected Class? By Andy Zavoina For starters, service members are not a protected class under Reg B or ECOA, but note I added a question mark in the title of this article. The question is, do you want to treat them as a protected class? In my opinion, a bank often mitigates risks most effectively by …

  • May 22, 2024

    Executive News: Speedbumps being hit in state legislature

    We have officially entered the last month of the state legislative session, and just like clockwork, the craziness and the nonsense have already started. As I’ve mentioned before, the only thing the legislature is statutorily required to accomplish is to pass a state budget. So, all the policy issues still being considered must be across the finish line before the …

  • May 22, 2024

    Oklahoma banker named to FDIC subcommittee

    The FDIC, in late March, announced four new members of the agency’s Minority Depository Institutions Subcommittee to the Advisory Committee on Community Banking, which included an Oklahoma banker. They are: John Tom Anderson, president and CEO of F&M Bank, Edmond. John Lewis, president and CEO of the Harbor Bank of Maryland, Baltimore. Alfonso Macedo, president and CEO of Ocean Bank, …

  • May 22, 2024

    2024 OBA Directory of Banks now available for purchase

    The latest edition of the OBA Directory of Banks is now available. This essential reference includes financial data, important information about all Oklahoma banks, savings and loans, savings banks and holding companies, key personnel by function and title, answers to rules and regulations, legislators, state and national agencies, courthouses, fast-find index and much more! Each Directory is $40 per copy …