July 2009

  • July 9, 2009

    July 2009 Legal Briefs

    Reg D – Savings Deposit Transfers Rule Changes July 2, 2009 Reg Z – MDIA Changes – Effective July 30, 2009 The Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) The Oklahoma Department of Consumer Credit’s Truth in Lending Permanent Rule Consumer Loan Dollar Amounts – No Changes  

May 2009

  • May 19, 2009

    May 2009 Legal Briefs

    Charging Consumer Interest Using a 360-Day Year? Adding a Floor to Variable-Rate Mortgage Loans? Waiving a Rate That is Too High Default Interest Not Allowed on Consumer Loans?  

  • May 4, 2009

    April 2009 Legal Briefs

    New Rules for Disclosure of Overdraft Fees   1. Disclosing Total Fees Charged   2. Required “Tabular” Format   3. What Fees are Included   4. Disclosure of Account Balances   5. Making Other Choices?   6. Other Pending Proposals   Helping a Customer to Avoid or Decrease Overdraft Charges

March 2009

February 2009

January 2009

  • January 29, 2009

    January 2009 Legal Briefs

    Various Cost-of-Living Increases in Dollar Amounts for 2009 No IRA Minimum Distributions Required for 2009 Interagency Statement on Meeting Needs of Creditworthy Borrowers 

December 2008

  • December 15, 2008

    December 2008 Legal Briefs

    Creditor Must Be Notified if Personal Representative Rejects a Claim in Probate Unclaimed Property—Collecting Fees Owed on Safe Deposit Boxes Oklahoma Adopts Uniform Real Property Electronic Recording Act Notification Required for Security Breach Of Computerized Data

November 2008

  • November 8, 2008

    November 2008 Legal Briefs

    Capital Purchase Plan Deadline Extended for Non-publicly-traded Banks "Opt Out" Date Extended for FDIC’s Temporary Liquidity Program Tax Free Charitable Distributions from IRAs

October 2008

  • October 14, 2008

    October 2008 Legal Briefs

    Recent Changes to FDIC Insurance for Trusts, POD Accounts Importance of Training to Deal with FDIC Insurance Questions

September 2008

  • September 5, 2008

    September 2008 Legal Briefs

    Two Changes to Servicemembers’ Civil Relief Act Tax Credit for First-Time Homebuyers Can Banks Freeze Home-Equity Lines of Credit?