Saturday, July 20, 2024

July 2016

  • July 7, 2016

    July 2016 Legal Briefs

    Bureau to implement GLBA privacy notice relief Everyone’s tweaking their CMPs Using enforcement actions "Loans” to counties, schools, and municipalities

June 2016

  • June 14, 2016

    Thumbprint Signature Program

    The Thumbprint signature program is a simple, effective and inexpensive method for preventing check fraud. The touch pad is intended to deter counterfeit and stolen check fraud by obtaining a Thumbprint Signature (fingerprint) from non-customers (customers who do not have a depository relationship with the institution) when cashing on-us and not-on-us checks. The result of this print is a positive …

  • June 12, 2016

    June 2016 Legal Briefs

    Is it a refi? U3C: No change in late fee, dollar amounts Operational Odds and Ends Updated plans from the Bureau Sudden Overtime Changes

May 2016

  • May 27, 2016

    First Bankers’ Banc Securities, Inc.

    First Bankers’ Banc Securities, Inc. (FBBS) is a full service brokerage firm dedicated to serving the investment needs of the banking community. Our reputation for quality investment counseling has made us one of the top choices among community banks throughout the Midwest. CONTACT INFORMATION: Main Office: A.W. Spellmeyer 1714 Deer Tracks Trail, Suite 110 St. Louis, Mo. 63131 Email: …

  • May 10, 2016

    May 2016 Legal Briefs

    Campaign committees, PACS & political party accounts Confidentiality and TRID Closing Disclosures More “Gotcha Fun” Partnership agreements Keeping a copy of a Will

  • May 1, 2016

    April 2016 Legal Briefs

    Landscape for Balloon QMs has changed Corporations and LLCs – Part II SCRA amendment enacted Title 50 gets an “app-endectomy” Guarantors not “applicants” under ECOA

March 2016

  • March 18, 2016

    March 2016 Legal Briefs

    ‘Tis the (tax refund) season – Part II Flood rule could ruin your HPML escrow exemption Compliance management: basic thoughts

  • March 9, 2016

    February 2016 Legal Briefs

    ‘Tis the (tax refund) season Garnishment gotchas Old POD designations MLA – Clarity You have questions, we have answers Requests for customer infomration from other states Purchase money mortgage, spouse not on deed Safe deposit boxes Trust as POD Banning guns on premises

February 2016

  • February 9, 2016

    January 2016 Legal Briefs

    Privacy Notice Changes Gotchas! Settlement Fee May Be a Finance Charge Limits on Releasing Funds of Decedent under Section 906 of the SBC Effect of Divorce or Annulment on POD Accounts Reg O Executive Officer Loan Limits Pulling Credit Reports on Individuals Releasing Customer Records with Authorization Limits on Refinancing Certain Balloon Loans Loans to Non-U.S. Citizens When You Haven’t …

  • February 4, 2016

    Modern Banking Systems

    Modern Banking Systems is a leading provider of core banking processing solutions. Essentia, our real- time core banking software, delivers profitability, efficiency, and security. Essentia is continually evolving with customer-driven enhancements, innovative technology solutions, and strict regulatory compliance. We offer service bureau, service center, hosted, and in-house data processing alternatives along with a host of managed services such as a …