1. Creditor Must Be Notified if Personal Representative Rejects a Claim in Probate
2. Unclaimed Property—Collecting Fees Owed on Safe Deposit Boxes
3. Oklahoma Adopts Uniform Real Property Electronic Recording Act
4. Notification Required for Security Breach Of Computerized Data

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1. Capital Purchase Plan Deadline Extended for Non-publicly-traded Banks
2. "Opt Out" Date Extended for FDIC’s Temporary Liquidity Program
3. Tax Free Charitable Distributions from IRAs

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1. Recent Changes to FDIC Insurance for Trusts, POD Accounts
2. Importance of Training to Deal with FDIC Insurance Questions

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1. Two Changes to Servicemembers’ Civil Relief Act
2. Tax Credit for First-Time Homebuyers
3. Can Banks Freeze Home-Equity Lines of Credit?

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1. Motor Vehicle Lien Entry Forms Are Changing
2. New Statute Allows “Transfer on Death” for Real Estate

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1. Commissioner’s Bill Revises Several Banking Provisions
2. Recent Changes to Oklahoma Banking Board’s Regulations
3. Major Changes to Oklahoma’s Record Retention Schedule
4. Elder Abuse Punishment Increases

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1. Consumer Loan Dollar Amounts Adjust on July 1
2. Paying 3% Interest on County Deposits
3. Accepting Checks with Missing Endorsements
4. Accepting Checks for Collection

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New FDIC Guide to Deposit Insurance Of Trusts & POD Accounts

1. Qualifying Beneficiaries
2. One-Owner Revocable Trusts
3. Revocable Trust Becomes Irrevocable
4. Primary & Contingent Beneficiaries
5. Changed Amount of Insurance?
6. Certificate of Trust?
7. Life Estate & Remainder Beneficiaries
8. Joint Revocable Trusts
9. POD Accounts
10. Contingent POD Beneficiaries
11. Joint Accounts with PODs
12. Irrevocable Trusts

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1. “Local Check” Area Expanding on April 19
2. Recent Court Ruling Concerning Liens on Indian Car Titles
3. Using W-9s (With SSN or ITIN) or W8-BENs to Open Accounts

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Understanding Representative Payee Accounts

1. When is a Representative Payee Appointed?
2. Correct Account Styling
3. Guardian/Rep Payee
4. Successor Trustee/Rep Payee
5. POA/Rep Payee
6. Only a Rep Payee
7. Only an Authorized Signer
8. Joint Accounts
9. Organizational Rep Payees
10. Rep Payees for Children

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1. Replacing a Cashier’s Check Based on Declaration of Loss
2. Basis for Charging “Unauthorized” Items to Customer’s Account
3. Other Ways a Forged Signature is Not a Forgery

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1. Duties of Card Issuers Regarding Address Discrepancies
2. Verifying Social Security Numbers
3. Permitted Number of Transactions on Savings & MMDAs

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Discussion of Identity Theft Red Flags

1. Developing Responses to Red Flags
2. Suspicious Activity Reports & Privacy Exceptions
3. Example of SAR Filing      
4. Credit Report Alerts & Notices
5. Suspicious Documents
6. Suspicious Personal Identifying Information
7. Unusual Use/Suspicious Activity on Account
8. Notice of Identity Theft

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Joint Regulation on Identity Theft Red Flags & Address Discrepancies

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D.O.D. Lending Regulation for Servicemembers

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