Thursday, March 12, 2026

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Be aware of cyber threats originating from Iran

The FBI has issued reports regarding cyber threats in response to the U.S.- and Israel-launched strikes on Iran over the weekend. Here is information concerning these possible threats: Iranian Cyber Actors May Target Vulnerable U.S. Networks and Entities of Interest

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Fed proposes changes to incentivize banks to originate, service mortgages

The Federal Reserve will soon issue proposals to change the regulatory capital framework in ways that incentivize banks to originate and service mortgages, Vice Chair for Supervision Michelle Bowman said at ABA’s Conference for Community Bankers in Orlando this past Tuesday. Specifically, the proposals would “remove the requirement to deduct mortgage servicing assets from regulatory capital while maintaining the 250% …

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FDIC, OCC release stress test scenarios

The FDIC and Office of the Comptroller of the Currency last week released the market scenarios they will use in their upcoming stress tests for financial institutions. The agencies coordinated with the Federal Reserve to develop the scenarios, with the Fed releasing its scenarios last week. The supervisory scenarios include baseline and severely adverse scenarios, according to the FDIC. The …

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OBA, ABA, state bankers associations oppose Credit Card Competition Act

The OBA, the American Bankers Association and 51 other state bankers associations expressed strong opposition to the Durbin-Marshall Credit Card Mandate on Monday – also known as the Credit Card Competition Act – warning in a joint letter to Congress that the proposal would harm consumers, small businesses and banks of all sizes. In the letter, the associations write that …

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ABA Washington summit set

The ABA’s Washington Summit is scheduled for March 9-11. Click here for more information. There is no registration fee for this event. There is an all-day Emerging Leaders Forum on Monday, March 9. Hill Visits will take place on Tuesday, March 19. Contact Megan McGuire at the OBA for more information!

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OBA Bankers’ Night Out programs ready for spring

The dates for the OBA Bankers’ Night Out programs have been finalized. Mark your calendar for the date of the program that’s in your area of the state and plan to attend. Bring your coworkers with you so that everyone can be up to speed on the most recent developments affecting their job. In addition to state and federal legislative …

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Graduate banking schools scholarships available

Several scholarships are now available to bankers from OBA-member banks for various graduate schools of banking. Applications should be submitted to the OBA’s Janis Reeser by email (janis@oba.com), regular mail (643 N.E. 41st St., OKC, 73105) or fax (405-424-4518). Click on the links below for more specific information about each scholarship: GSB-Madison HR School Scholarship: $700 — Deadline: Feb. 6. …

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CRA ‘small-bank’ asset-size thresholds updated for 2026

The Federal Reserve and FDIC released the updated Community Reinvestment Act “small-bank” and “intermediate small-bank” asset-size thresholds for 2026 last week. The thresholds ticked up slightly for the coming year. CRA regulations establish the criteria by which relevant agencies assess a financial institution’s record of meeting the credit needs of its entire community, including low- and moderate-income neighborhoods. The asset-size …

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