Homepage News

The FDIC and Office of the Comptroller of the Currency last week released the market scenarios they will use in their upcoming stress tests for financial institutions. The agencies coordinated with the Federal Reserve to develop the scenarios, with the Fed releasing its scenarios last week. The supervisory scenarios include baseline and severely adverse scenarios, according to the FDIC. The …

The OBA, the American Bankers Association and 51 other state bankers associations expressed strong opposition to the Durbin-Marshall Credit Card Mandate on Monday – also known as the Credit Card Competition Act – warning in a joint letter to Congress that the proposal would harm consumers, small businesses and banks of all sizes. In the letter, the associations write that …

The ABA’s Washington Summit is scheduled for March 9-11. Click here for more information. There is no registration fee for this event. There is an all-day Emerging Leaders Forum on Monday, March 9. Hill Visits will take place on Tuesday, March 19. Contact Megan McGuire at the OBA for more information!

The dates for the OBA Bankers’ Night Out programs have been finalized. Mark your calendar for the date of the program that’s in your area of the state and plan to attend. Bring your coworkers with you so that everyone can be up to speed on the most recent developments affecting their job. In addition to state and federal legislative …

The 2026 Compliance Updates seminars, set for Tuesday, Jan. 27 in Oklahoma City, have been rescheduled for Feb. 18. We apologize for any inconvenience. Please contact our education department (405-424-5252) for further information!

We have set the dates for the 2026 Contact Banker Program: March 3, March 24, April 14 and April 21. 9 a.m. – Briefing at Capitol Noon – Depart Capitol for lunch 1:30 p.m. – Adjourn On the date you select, there will be a short briefing before we start walking the halls of the Capitol. We will stay together as a group the …

Several scholarships are now available to bankers from OBA-member banks for various graduate schools of banking. Applications should be submitted to the OBA’s Janis Reeser by email (janis@oba.com), regular mail (643 N.E. 41st St., OKC, 73105) or fax (405-424-4518). Click on the links below for more specific information about each scholarship: GSB-Madison HR School Scholarship: $700 — Deadline: Feb. 6. …

The Federal Reserve and FDIC released the updated Community Reinvestment Act “small-bank” and “intermediate small-bank” asset-size thresholds for 2026 last week. The thresholds ticked up slightly for the coming year. CRA regulations establish the criteria by which relevant agencies assess a financial institution’s record of meeting the credit needs of its entire community, including low- and moderate-income neighborhoods. The asset-size …

U.S. payment card networks processed 100.7 billion debit and general-use prepaid card transactions valued at $4.7 trillion in 2023, representing an annual 4.6% increase in both value and volume over the two years studied, the Federal Reserve said in its biennial report on interchange fee revenue. The Dodd-Frank Act requires the Fed to regulate debit card interchange fees – which …

Just when you thought you had everything under control, these trans-national, organized criminal rings figure out another way to burglarize your ATMs. The OBA received a report this month of a bank who placed mitigation protocols in place and stopped what could have been a significant loss. Those of you in small towns who think this will never happen to …