Legal Briefs

Where to find what you’re looking for

Lessons from the Chase ‘Madoff penalties’ FDIC tech assistance video series Bureau is looking for mortgage ‘pain points’ Revised consumer booklets Still handling paper items? Cross-Collateralization Garnishments — When all funds are protected Record retention — Part 1

Resolutions for your bank to consider

Dodd-Frank readiness Integrated mortgage disclosures finalized FinCEN definitions changes CFPB regulatory agenda Exemption thresholds creep upward

Q & A on the Dodd-Frank rules Fair lending and qualified mortgages

Till death do we part HUD’s new qualified mortgage proposal

More on certificates of deposit IRA CDs The four "smalls" Durable POA witness requirements

Changing your early withdrawal penalties Armored-car answer from FinCEN (But…) Changes to rural and underserved counties list Anatomy of an E-SIGN violation What bankers wish customers knew – Part two

Notice of title protection document Responsible conduct Exam workpapers – Reg Z (Amended) Ability to repay rules hot off the press If your bank issues reloadable prepaid debit cards … Treasury still issues some paper checks When federal ACH payment names don’t match up What bankers wish customers knew

Garnishment of Federal benefits rule revisions Consumer loan dollar amounts adjust July 1 The first California/Achieve financial settlement Breach of contract Final(?) ability to repay and qualified mortgage rules