Legal Briefs

Landscape for Balloon QMs has changed Corporations and LLCs – Part II SCRA amendment enacted Title 50 gets an “app-endectomy” Guarantors not “applicants” under ECOA

‘Tis the (tax refund) season – Part II Flood rule could ruin your HPML escrow exemption Compliance management: basic thoughts

‘Tis the (tax refund) season Garnishment gotchas Old POD designations MLA – Clarity You have questions, we have answers Requests for customer infomration from other states Purchase money mortgage, spouse not on deed Safe deposit boxes Trust as POD Banning guns on premises

Privacy Notice Changes Gotchas! Settlement Fee May Be a Finance Charge Limits on Releasing Funds of Decedent under Section 906 of the SBC Effect of Divorce or Annulment on POD Accounts Reg O Executive Officer Loan Limits Pulling Credit Reports on Individuals Releasing Customer Records with Authorization Limits on Refinancing Certain Balloon Loans Loans to Non-U.S. Citizens When You Haven’t …

It’s Year-End: Have You Finished All the Annual Tasks? Reg Z v. the UCCC – Part II FDIC’s update on payday lending Key SCRA date approaching

OHCA requests for asset verification Reg Z vs. UCCC – Part I HMDA – Yes, Another huge change in what you do

Amendments to OK Statutes effective 11/1/15 Welcome Words on TRID

Integrated Disclosures Crunch Time

MLA – the Final Rules Amended Article 9 – Using the Correct Debtor Name

TRID rule postponed The SCOTUS disparate impact ruling Small wave of flood changes, but watch the riptide