Legal Briefs

 Unfinished Business

DOL’s Overtime Rule Blocked Reg Z, Reg M Thresholds Form W-9 Questions & Answers Who can release a mortgage Must the spouse sign the mortgage secured by commercial real estate? Waiver of homestead Recitation of marital statuts Purchase, non-borrowing spouse not in title Name discrepancy

More on the OK Garnishment Fee Next up, the MLA inspection Mortgage servicing rules update

2016 Oklahoma Statutory Amendments Banking Code Savings and Loan Code Garnishments Small Estate Affidavit – Probate Code Guardian and Ward Eminent Domain, Mortgagee Liability Are Your Forms Files Up to Date? Flood URLA

MLA Guidance is Here! ODFI Warranty Risk under NACHA Rules

Unclaimed property and safe deposit boxes Rep payee accounts Proposed TRID Rule Changes Your questions: our answers

Bureau to implement GLBA privacy notice relief Everyone’s tweaking their CMPs Using enforcement actions "Loans” to counties, schools, and municipalities

Is it a refi? U3C: No change in late fee, dollar amounts Operational Odds and Ends Updated plans from the Bureau Sudden Overtime Changes

Campaign committees, PACS & political party accounts Confidentiality and TRID Closing Disclosures More “Gotcha Fun” Partnership agreements Keeping a copy of a Will

Landscape for Balloon QMs has changed Corporations and LLCs – Part II SCRA amendment enacted Title 50 gets an “app-endectomy” Guarantors not “applicants” under ECOA