Monday, October 26, 2026

Jeremy Cowen

Week of May 26

In This Issue… From Adrian’s desk … ABA, OBA, other state bankers associations oppose credit card rate caps to bill Join your peers on Capitol Hill: 2025 OBA Washington Visit set! Welcome new OBA strategic partners OBA education corner … From Adrian’s desk … By Adrian Beverage OBA President & CEO Just some random tidbits that might be of interest …

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OBA updates large withdrawal questionnaire, guidance

We first published this large withdrawal questionnaire and guidance in December 2024 and numerous member banks have since adopted use of these documents when they felt their customer was being victimized by a scam. With input from some of those users, we’ve made a few updates, which you can download in the links above. We’d also like to share a …

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Report: Limiting credit card interchange fees would harm consumers

Legislation intended to reduce credit card interchange fees would lead to less access to credit and disproportionately harming low-income households because of reduced revenue for community banks and credit unions, according to a recently published academic report. The Credit Card Competition Act by Sens. Dick Durbin (D-Ill.) and Roger Marshall (R-Kan.) would impose new network routing mandates on financial institutions …

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Week of May 19

In This Issue… From Adrian’s desk … OBA updates large withdrawal questionnaire, guidance Report: Limiting credit card interchange fees would harm consumers OBA installs Ada banker as chair, honors others at annual convention Service Oklahoma to host Q&A session on upgraded Electronic Liens and Titles system ABA accepting nomination for Emerging Leaders Awards OBA TikTok Time … OBA education corner …

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OBA installs Ada banker as chair; honors others at annual convention

OKLAHOMA CITY — Steve Bagwell, president and CEO of Vision Bank, in Ada, was inducted as chair of the Oklahoma Bankers Association at the OBA’s 128th Convention on Wednesday, May 14, at the Skirvin Hilton in Oklahoma City. Bagwell is a 1987 graduate of Baylor University with a bachelor’s degree in economics. He has also completed graduate work in planning …

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Executive News: EFS filing bill on top of docket for OBA

We have finally arrived at the last month of the state legislative session and I will say that everyone seems to be playing nice for now. As I’ve mentioned in previous articles, the only thing the legislature is statutorily required to accomplish is pass a state budget. So, all the policy issues still being considered must be across the finish …

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2025 OBA Directory of Banks now available for purchase

The latest edition of the OBA Directory of Banks is now available. This essential resource includes financial data, important information about all Oklahoma banks, savings and loans, savings banks and holding companies, key personnel by function and title, answers to rules and regulations, legislators, state and national agencies, courthouses, fast-find index and much more! Each Directory is $40 per copy …

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Enforcement of pair of rules face abandonment by CFPB

The Consumer Financial Protection Bureau, in April, vacated and/or abandoned enforcement of a pair of rules. On April 14, the CFPB reached an agreement with the American Bankers Association and other plaintiffs to settle a lawsuit over its rule on credit card late fees. The CFPB last year issued a final rule to lower the safe harbor dollar amount for …

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OBA installs Ada banker as chair; honors others at annual convention

OKLAHOMA CITY — Steve Bagwell, president and CEO of Vision Bank, in Ada, was inducted as chair of the Oklahoma Bankers Association at the OBA’s 128th Convention on Wednesday, May 14, at the Skirvin Hilton in Oklahoma City. Bagwell is a 1987 graduate of Baylor University with a bachelor’s degree in economics. He has also completed graduate work in planning …

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OCC seeks comment on digitalization issues for community banks

The Office for the Comptroller of the Currency is seeking public input on the key challenges and barriers faced by community banks in the adoption and implementation of digital banking solutions. The OCC said new technologies can be important tools for community banks to meet customer demand, increase revenue, improve efficiencies and remain competitive. The agency’s request for information will …

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