Oklahoma Bankers Association We make bankers better!
Last year, President Trump signed the GENIUS Act, a bill to regulate payment stablecoins and protect consumers. The new law makes it clear stablecoin issuers cannot offer interest on their digital dollars. This clear prohibition was added to protect Americans from confusing uninsured stablecoin wallets with insured bank deposits and to ensure the law did not create incentives that would …
August 2026
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August 1, 2026
August 2026 OBA Legal Briefs
August 2026 Banker Q&As by Pauli Loeffler HMDA reportable as a refi, or not reportable since it is now a construction loan. We made a loan to purchase (then sale) an investment 1 unit dwelling. On that same loan we had additional collateral on a 1 unit dwelling that was also being sold. The borrower tore down the purchased dwelling …
July 2026
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July 29, 2026
Compliance First Banking Solutions
Compliance in banking can be more than a full-time job. It requires implementing constantly changing regulations from a complex banking and regulatory system at both the state and federal level. With all this complexity, it is important to have a compliance team that is expert in the field and ready to implement a new solution or identify issues before they …
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July 28, 2026
Week of July 27
In This Issue… From Adrian’s desk … FinCEN alert issued on fraud schemes targeting federal student aid Western OK MAFIA meeting set for August OBA Emerging Leaders Academy taking applications OBA education corner … From Adrian’s desk … By Adrian Beverage OBA President & CEO Just some random tidbits that might be of interest to our bankers this week! • …
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July 28, 2026
Guidance released on lending to undocumented workers
Lending to individuals who are not legally authorized to work in the U.S. may present elevated credit risk to financial institutions, the FDIC, Office of the Comptroller of the Currency and National Credit Union Administration said earlier this month in joint guidance. Earlier this year, President Trump issued an executive order directing regulators to provide guidance warning financial institutions “to …
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July 21, 2026
Week of July 20
In This Issue… Commercial new account fraud increasing Two-month countdown begins for OBA Washington Visit Read along with OBA Book Club Oklahoma Bankers Hall of Fame now accepting nominations for 2026 inductions OBA education corner … Commercial new account fraud increasing In July 2024, we reported on a trend involving new commercial accounts with the subsequent deposit of stolen U.S. …
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July 15, 2026
Bankers at ballpark: Fraud fighting field trip set for September
Join fellow bankers and fraud fighters at the ballpark for a fraud-fighting field trip on Wednesday, Sept. 9. The Oklahoma City Comets host the Sugar Land Space Cowboys at 12:05 p.m. at Chickasaw Bricktown Ballpark. Before the game, OBA’s Sharon Lewis will provide attendees a brief fraud update and share practical fraud prevention tips bankers can pass along to customers …
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July 14, 2026
Week of July 13
In This Issue… From Adrian’s desk … OBA, ABA, ICBA state associations urge Senate to strengthen stablecoin yield provisions Guidance released on lending to undocumented workers Information, assistance on EFS filings transition Save the date: OBA convention, senior management events set for 2027 Reference books updated, available from OBA OBA education corner … From Adrian’s desk … By Adrian Beverage …
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July 13, 2026
Help on holding funds when fraud, exploitation is suspected
Oklahoma S.B. 2067 becomes effective on Nov. 1, 2026 and establishes a framework for financial institutions to intervene when they suspect a “protected adult” is being targeted for financial exploitation and fraud. It mandates reporting while providing legal immunity to the institutions and their employees for acting in good faith to protect vulnerable customers. The OBA’s Scott Thompson has prepared …
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July 8, 2026
Agencies release updated list of CRA-eligible communities
The federal banking agencies today released the 2026 list of certain geographies where certain bank activities are eligible for Community Reinvestment Act credit. The list includes distressed or under-served non-metropolitan middle-income geographies where revitalization or stabilization activities are eligible to receive CRA consideration, according to the agencies. Revitalization or stabilization activities in these geographies are eligible to receive CRA consideration …