- Recent Changes to FDIC Insurance for Trusts, POD Accounts
- Importance of Training to Deal with FDIC Insurance Questions
Legal Briefs
September 2008 Legal Briefs
- Two Changes to Servicemembers’ Civil Relief Act
- Tax Credit for First-Time Homebuyers
- Can Banks Freeze Home-Equity Lines of Credit?
August 2008 Legal Briefs
- Motor Vehicle Lien Entry Forms Are Changing
- New Statute Allows “Transfer on Death” for Real Estate
July 2008 Legal Briefs
- Commissioner’s Bill Revises Several Banking Provisions
- Recent Changes to Oklahoma Banking Board’s Regulations
- Major Changes to Oklahoma’s Record Retention Schedule
- Elder Abuse Punishment Increases
June 2008 Legal Briefs
- Consumer Loan Dollar Amounts Adjust on July 1
- Paying 3% Interest on County Deposits
- Accepting Checks with Missing Endorsements
- Accepting Checks for Collection
May 2008 Legal Briefs
New FDIC Guide to Deposit Insurance Of Trusts & POD Accounts
- Qualifying Beneficiaries
- One-Owner Revocable Trusts
- Revocable Trust Becomes Irrevocable
- Primary & Contingent Beneficiaries
- Changed Amount of Insurance?
- Certificate of Trust?
- Life Estate & Remainder Beneficiaries
- Joint Revocable Trusts
- POD Accounts
- Contingent POD Beneficiaries
- Joint Accounts with PODs
- Irrevocable Trusts
April 2008 Legal Briefs
- “Local Check” Area Expanding on April 19
- Recent Court Ruling Concerning Liens on Indian Car Titles
- Using W-9s (With SSN or ITIN) or W8-BENs to Open Accounts
March 2008 Legal Briefs
Understanding Representative Payee Accounts
- When is a Representative Payee Appointed?
- Correct Account Styling
- Guardian/Rep Payee
- Successor Trustee/Rep Payee
- POA/Rep Payee
- Only a Rep Payee
- Only an Authorized Signer
- Joint Accounts
- Organizational Rep Payees
- Rep Payees for Children
February 2008 Legal Briefs
- Replacing a Cashier’s Check Based on Declaration of Loss
- Basis for Charging “Unauthorized” Items to Customer’s Account
- Other Ways a Forged Signature is Not a Forgery
January 2008 Legal Briefs
- Duties of Card Issuers Regarding Address Discrepancies
- Verifying Social Security Numbers
- Permitted Number of Transactions on Savings & MMDAs
December 2007 Legal Briefs
Discussion of Identity Theft Red Flags
- Developing Responses to Red Flags
- Suspicious Activity Reports & Privacy Exceptions
- Example of SAR Filing
- Credit Report Alerts & Notices
- Suspicious Documents
- Suspicious Personal Identifying Information
- Unusual Use/Suspicious Activity on Account
- Notice of Identity Theft
November 2007 Legal Briefs
Joint Regulation on Identity Theft Red Flags & Address Discrepancies
October 2007 Legal Briefs
D.O.D. Lending Regulation for Servicemembers
September 2007 Legal Briefs
Servicemembers’ Civil Relief Act—Impact on Lenders
August 2007 Legal Briefs
Background on Subprime Mortgages
Interagency Guidance on Subprime Mortgages
- Statement’s Coverage
- What is “Subprime”?
- Substantial Risk Factors
- Balloon Payments?
- Consumer Protection Principles
- Underwriting Standards
- Control Systems
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May 2025 OBA Legal Briefs
May 2025 Lawsuits of interest Banker Q&As Joint ownership, divorce, and death Right of rescission, …
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April 2025 OBA Legal Briefs
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February 2025 OBA Legal Briefs
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January 2025 OBA Legal Briefs