- Till death do we part
- HUD’s new qualified mortgage proposal
Legal Briefs
September 2013 Legal Briefs
- More on certificates of deposit
- IRA CDs
- The four "smalls"
- Durable POA witness requirements
August 2013 Legal Briefs
- Changing your early withdrawal penalties
- Armored-car answer from FinCEN (But…)
- Changes to rural and underserved counties list
- Anatomy of an E-SIGN violation
- What bankers wish customers knew – Part two
July 2013 Legal Briefs
- Notice of title protection document
- Responsible conduct
- Exam workpapers – Reg Z
- (Amended) Ability to repay rules hot off the press
- If your bank issues reloadable prepaid debit cards …
- Treasury still issues some paper checks
- When federal ACH payment names don’t match up
- What bankers wish customers knew
June 2013 Legal Briefs
- Garnishment of Federal benefits rule revisions
- Consumer loan dollar amounts adjust July 1
- The first California/Achieve financial settlement
- Breach of contract
- Final(?) ability to repay and qualified mortgage rules
May 2013 Legal Briefs
- Interagency statement on Biggert-Waters Flood Insurance
- CFPB ability to repay – QM clarification proposal
- Some tweaks for HDMA getting it right
- Escrow rule: What we should have said is …
- CARD Act rule revised
- NAME IT: A guide to formulating a formidable name for your bank
- Oklahoma’s Article 9 remains unchanged
- Oklahoma tax on IRA part 2:
April 2013 Legal Briefs
- Traps for the Unwary
- FFIEC Social Media Guidance – Proposed
- A World of Two Names
- Extended Escrows Under Reg Z
March 2013 Legal Briefs
- ATR and QM
- Refinancing existing loans
- Safe harbors
- QM product features
February 2013 Legal Briefs
- The new mortgage servicing rules
- New appraisal rules
- Lending to the military – the CFPB’s new role
January 2013 Legal Briefs
- Out of state, tribal and CFR court orders
- ATM notice relief
- Hot topics for 2013 from the FRB
- COPPA update
- Deposit insurance reminder
- Remittance transfers: a brief reprieve
- Religious headgear and compliance
December 2012 Legal Briefs
- Corporate Account Takovers
- ATMs and the ADA
- Q&As on Getting Rid of Customer Property
- Foreign Remittance Transfer Rule to Change – Again
- FDIC Guidance on the Scheduled End of Unlimited Deposit Coverage
- MRAPLA Disclosures Postponement
- Reg Z’s Exemption Threshold Goes Up Again
November 2012 Legal Briefs
- Update on the Foreign Remittance Transfers Rule
- Updated CFPB Exam Manual and Supervision Findings
- IRA Time of Year
- Qualified Mortgages
October 2012 Legal Briefs
- Reg Z, Late Fees and the Single Pay Note
- New Safe Deposit Law
- The Second Appraisal
- Proposed Homeownership Counseling Changes
- Tips for Reading the Proposals
September 2012 Legal Briefs
- Stopping Payment on Cashier’s Checks
- "Safe Harbor" Provision in Reg E’s Remittance Transfers Rule
- CFPB Proposal Status Update
- Your Latest Q&As
August 2012 Legal Update
- Correcting Social Security ACH errors
- Lessons from the PATCO ruling
- Abandoned foreclosures proceeding
- Oh, no! My customer is in bankruptcy!
- Q&As on OREO
- Complaint Responses
- FDIC Insurance Fees
- ATM Notices
- Biggert-Waters: Flood Insurance Reform Act
- Servicemembers Civil Relief Act – Renewed Importance?
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April 2025 OBA Legal Briefs
April 2025 EFS Central Filing Update on the McGirt decision Banker Q&As Medicaid Income Pension …
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March 2025 OBA Legal Briefs
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February 2025 OBA Legal Briefs
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January 2025 OBA Legal Briefs
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December 2024 OBA Legal Briefs