• Q & A on the Dodd-Frank rules
• Fair lending and qualified mortgages

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• Till death do we part
• HUD’s new qualified mortgage proposal

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• More on certificates of deposit
• IRA CDs
• The four "smalls"
• Durable POA witness requirements

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• Changing your early withdrawal penalties
• Armored-car answer from FinCEN (But…)
• Changes to rural and underserved counties list
• Anatomy of an E-SIGN violation
• What bankers wish customers knew – Part two

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• Notice of title protection document
• Responsible conduct
• Exam workpapers – Reg Z
• (Amended) Ability to repay rules hot off the press
• If your bank issues reloadable prepaid debit cards …
• Treasury still issues some paper checks
• When federal ACH payment names don’t match up
• What bankers wish customers knew

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• Garnishment of Federal benefits rule revisions
• Consumer loan dollar amounts adjust July 1
• The first California/Achieve financial settlement
• Breach of contract
• Final(?) ability to repay and qualified mortgage rules

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• Interagency statement on Biggert-Waters Flood Insurance
• CFPB ability to repay – QM clarification proposal
• Some tweaks for HDMA getting it right
• Escrow rule: What we should have said is …
• CARD Act rule revised
• NAME IT: A guide to formulating a formidable name for your bank
• Oklahoma’s Article 9 remains unchanged
• Oklahoma tax on IRA part 2:

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• Traps for the Unwary
• FFIEC Social Media Guidance – Proposed
• A World of Two Names
• Extended Escrows Under Reg Z

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• ATR and QM
• Refinancing existing loans
• Safe harbors
• QM product features

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• The new mortgage servicing rules
• New appraisal rules
• Lending to the military – the CFPB’s new role

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• Out of state, tribal and CFR court orders
• ATM notice relief
• Hot topics for 2013 from the FRB
• COPPA update
• Deposit insurance reminder
• Remittance transfers: a brief reprieve
• Religious headgear and compliance

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• Corporate Account Takovers
• ATMs and the ADA
• Q&As on Getting Rid of Customer Property
• Foreign Remittance Transfer Rule to Change – Again
• FDIC Guidance on the Scheduled End of Unlimited Deposit Coverage
• MRAPLA Disclosures Postponement
• Reg Z’s Exemption Threshold Goes Up Again

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• Update on the Foreign Remittance Transfers Rule
• Updated CFPB Exam Manual and Supervision Findings
• IRA Time of Year
• Qualified Mortgages

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• Reg Z, Late Fees and the Single Pay Note
• New Safe Deposit Law
• The Second Appraisal
• Proposed Homeownership Counseling Changes
• Tips for Reading the Proposals

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• Stopping Payment on Cashier’s Checks
• "Safe Harbor" Provision in Reg E’s Remittance Transfers Rule
• CFPB Proposal Status Update
• Your Latest Q&As

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