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The Latest
March 2026
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March 13, 2026
Treasury Department publishes reports to combat financial crimes
The Treasury Department recently announced the publication of three reports on efforts to combat financial crimes: the National Money Laundering Risk Assessment, the National Terrorist Financing Risk Assessment and the National Proliferation Financing Risk Assessment. It also released a report to Congress on technologies that financial institutions use to counter illicit finance involving digital assets. The risk assessments are the …
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March 6, 2026
Be aware of cyber threats originating from Iran
The FBI has issued reports regarding cyber threats in response to the U.S.- and Israel-launched strikes on Iran over the weekend. Here is information concerning these possible threats: Iranian Cyber Actors May Target Vulnerable U.S. Networks and Entities of Interest
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February 2026
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February 20, 2026
Fed proposes changes to incentivize banks to originate, service mortgages
The Federal Reserve will soon issue proposals to change the regulatory capital framework in ways that incentivize banks to originate and service mortgages, Vice Chair for Supervision Michelle Bowman said at ABA’s Conference for Community Bankers in Orlando this past Tuesday. Specifically, the proposals would “remove the requirement to deduct mortgage servicing assets from regulatory capital while maintaining the 250% …
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February 18, 2026
FDIC, OCC release stress test scenarios
The FDIC and Office of the Comptroller of the Currency last week released the market scenarios they will use in their upcoming stress tests for financial institutions. The agencies coordinated with the Federal Reserve to develop the scenarios, with the Fed releasing its scenarios last week. The supervisory scenarios include baseline and severely adverse scenarios, according to the FDIC. The …
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February 11, 2026
OBA, ABA, state bankers associations oppose Credit Card Competition Act
The OBA, the American Bankers Association and 51 other state bankers associations expressed strong opposition to the Durbin-Marshall Credit Card Mandate on Monday – also known as the Credit Card Competition Act – warning in a joint letter to Congress that the proposal would harm consumers, small businesses and banks of all sizes. In the letter, the associations write that …
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Jeremy Cowen, Senior Vice President/Communications
Email: jeremy@oba.com | Phone: Ext. 113
Jeremy has been in charge of the Oklahoma Banker newspaper as well as the OBA website and other member communications since joining the OBA in January 2002. A native of Hartshorne and a 1997 graduate of the University of Oklahoma, he enjoys meeting and talking with the different people he encounters while doing his job. Previously, Jeremy worked as a sports writer in Lawton and, for the four years prior to joining the OBA, Lubbock, Texas, where he decided the town wasn’t big enough for both him and Bobby Knight. When not working, Jeremy loves to hike, read, watch football, baseball and boxing and teach journalism to high school and college students. And, if you ask, there’s a good chance he will regale you with the story about being interviewed on ESPN by Chris Fowler.