Tuesday, February 10, 2026

Week of Aug. 18

In This Issue…

From Adrian’s desk …

By Adrian Beverage
OBA President & CEO

Just some random tidbits that might be of interest to our bankers this week!

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Last week, an ABA task force unveiled its recommendations for FDIC insurance reform. We shared the initial information in last week’s OBA Update, but I encourage you to look over it again if you missed it last week.

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Late last week, an appeals court ruled the Trump Administration can continue plans to lay off hundreds of staffers at the Consumer Financial Protection Bureau. It’s a continuation of the efforts by the Administration to scale back and curtail operations by the Bureau.

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The Brewers continue their rampage unabated and my Cubbies are now simply treading water … at best. At this point, any realistic shot at a division title is over, so they better concentrate on holding off the Reds and other teams for a wild card spot!

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Treasury issues request for comment on stablecoins, GENIUS Act

The Treasury Department issued a request for comment on Monday about stablecoin implementation, particularly on tools or strategies that financial institutions can use to detect illicit activity involving digital assets.

The Treasury Department is particularly looking for feedback on innovative or novel methods, techniques or strategies that regulated financial institutions use, or could potentially use, to detect illicit activity involving digital assets. In particular, Treasury asks commenters about application program interfaces, artificial intelligence, digital identity verification, and use of blockchain technology and monitoring.

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Join your peers on Capitol Hill: 2025 OBA Annual Washington Visit set

The OBA’s Annual Washington Visit is Sept. 14 through Sept. 16, and the hotel will be The Mayflower Hotel.

Click here to register online or submit the registration form available in the brochure. If you have any questions, contact Megan McGuire.

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OBA Oktoberfest Golf Tournament scheduled

Show off your golfing skills or simply join your banking peers as a social registrant at the 2025 OBA Oktoberfest Golf Tournament on Oct. 27 at Belmar Golf Club, in Norman.

The tournament fee is $175 and the registration deadline is Oct. 20. The tournament will begin with registration and lunch. Immediately following the tournament, we will hold an awards ceremony. Sign up now to reserve your spot. We hope to see you on the course!

Not golfing? Join your banking peers as a social attendee for lunch, refreshments and fellowship on the patio. Social attendee registration fee is $50.

If you are interested in sponsorship opportunities, contact Thi Pham.

Tournament Schedule
10 a.m. — Registration
11 a.m. — Lunch
12 p.m. — Shotgun Start
Immediately Following Golf — Awards

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Second quarter 2025 Bank Performance Reports now available

Utilizing data from the quarterly FFIEC Call Reports, Bank Performance Results rank overall bank performance across eight different categories: net interest income, non-interest income, non-interest expense, efficiency, NPAs/equity and reserve, asset quality index, return on assets and return on equity.

The reports offer a wealth of benchmarking data to help you determine your greatest strengths and opportunities.

Utilize the BPR companion Excel eReports to sort down to your market or peer group. Need help or more data? Require assistance in backfilling trend lines? Contact BPR for more information about custom reporting and historical data.

For more information on the BPR, or to subscribe here is Q2 BPR Info and BPR-Order-Form-Oklahoma.

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OBA education corner …

For many of us here at the OBA, our favorite genre of music is 90s country music. A few of us visited the Tower Theatre this weekend to check out the preeminent 90s country cover band, Straight Tequila Night. The cool thing is not knowing every single song the band plays … it’s knowing EVERY SINGLE LYRIC OF EVERY SINGLE SONG that was played! While humming some Blackhawk tunes, we hope you also have time to check out what’s happening on the continuing education front, including the following:

  • Audit Seminar, Aug. 28, Oklahoma City — The seminar will focus on the key aspects of a strong internal audit program, internal audit in a modern financial institution and current events in the banking industry.
  • Vendor Management: Agencies Raising Expectations, Plus Recent Developments, Sept. 2, webinar — In this webinar, we’ll discuss the final guidance, what these new expectations are, and how to best improve your vendor management program.
  • What To Do When A Customer Dies, Sept. 3, webinar — This webinar focuses on the deposit and loan issues that arise when a customer dies.
  • 2025 Supervisor Bootcamp, Sept. 3-Tulsa; Sept. 4-Oklahoma City — You don’t master the art of leading and managing through luck; you master it through training, experience, learning, and staying on top of best practices.
  • ACH Rules Update: Navigating Nacha’s New Rules, Sept. 5, webinar — This session is essential for financial professionals involved in ACH transactions, fraud prevention and risk management.
  • 2025 Appraisal & Evaluation Compliance, Sept. 5, Oklahoma City — Whether you’re responsible for ordering, managing, reviewing appraisals, conducting evaluations or overseeing real estate lending risk, this seminar provides the regulatory and practical foundation you need.
  • Fall Human Resources Seminar, Sept. 9, Oklahoma City — We will explore some of the changes in 2025 which have added a lot of confusion to HR. Understanding and getting thru this maze will help us get through more changes.
  • Online Account Opening, Sept. 9, webinar — What do you need to know and do to be in compliance with Customer Identification Program, Customer Due Diligence, Identity Theft Programs, Disclosures, E Sign and many other issues?
  • Loan Documentation 101: 2-Part Series (can do either or both), Sept. 11-12, webinar — Learn about basic secured loan documentation, lien perfection and business collateral in this two-part series.
  • 2025 OBA Consumer Lending School, Oct. 6-10, Oklahoma City — This school exposes students to major issues consumer lenders face. It provides a framework for examining a bank’s consumer credit programs, policies and procedures.

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