Oklahoma Bankers Association
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OBA Bankers' Night Out programs ready for spring

January 16, 2017

The dates for the OBA Bankers' Night Out programs have been finalized. Mark your calendar for the date of the program that's in your area of the state and plan to attend. Bring your coworkers with you so that everyone can be up to speed on the most recent developments affecting their job.

As in the past, the schedule for each of these meetings is:

5:30 p.m. – Drinks
6:15 p.m. – Program
7 p.m. – Dinner

PRE-REGISTRATION IS REQUIRED. The cost is $40 per person. Click here for a registration form.

Locations and dates for this year's events are:

  • Lawton, March 23;
  • Oklahoma City, March 28;
  • Tulsa, March 29;
  • Guymon, April 11;
  • Krebs, April 19;
  • Enid, April 20.


D.C. Court of Appeals rules CFPB structure unconstitutional

In what can only be described as a great result, the court of appeals for the D.C. Circuit ruled unanimously recently the current structure of the Consumer Financial Protection Bureau represents an unconstitutional concentration of executive power.

It's true the president can confer executive power down to the heads of lower administrative agencies. But in doing so, there have to be limits that power.

The Court stated there are limits to executive power conferred by the president on administrative agencies or independent commissions. The CFPB is an “independent” agency because its director can only be removed by the president for cause, rather than “at will.” The court went on to state that:

“This ruling is very big deal,” OBA President Roger Beverage said. “It's the first dent in the armor of the Dodd-Frank Act and it should encourage Congress to make realistic and meaningful changes to it, including regulatory relief for traditional community banks.”

Bankers asked to submit post-exam surveys

One of the top concerns among bank CEOs has long been inconsistent supervisory expectations or expectations changed without notice. In addition, some have expressed concerns with their treatment by examiners during the exam and with the failure of examiners to discuss problems during the exit interview, instead informing the bank of a matter requiring attention only in the exam report.

To help address these concerns, the state bankers associations with the help of the ABA developed the Regulatory Feedback Initiative. Since 2011, more than 3,400 bankers have submitted post-exam surveys covering safety and soundness, compliance and IT examinations.

Please – if you haven't done so already, take a 20-minute survey for any exams completed this year. If you have questions about this survey please don't hesitate to call Roger Beverage. Click the link to take the survey: http://www.allbankers.org/request.php

OBA president to Congress: Over-regulation harms small banks, communities

Excessive regulation is making it more difficult for the nation's community banks to aid their customers, particularly in small, rural communities, according to testimony from the Oklahoma Bankers Association's president and CEO to the U.S. House Small Business Subcommittee on Economic Growth, Tax and Capital Access.

OBA President and CEO Roger Beverage told the subcommittee a community bank is much more than simply a bank to residents of small and rural communities and the excessive regulations currently being placed on the industry, particularly from the Dodd-Frank Act, are forcing these community banks to merge with larger ones or simple shutter their doors.

Click here to read more!


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