Thursday, June 13, 2024

Legal Briefs

February 2014 Legal Briefs

  • Lessons from the Chase ‘Madoff penalties’
  • FDIC tech assistance video series
  • Bureau is looking for mortgage ‘pain points’
  • Revised consumer booklets
  • Still handling paper items?
  • Cross-Collateralization
  • Garnishments — When all funds are protected
  • Record retention — Part 1

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December 2013 Legal Briefs

  • Dodd-Frank readiness
  • Integrated mortgage disclosures finalized
  • FinCEN definitions changes
  • CFPB regulatory agenda
  • Exemption thresholds creep upward

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August 2013 Legal Briefs

  • Changing your early withdrawal penalties
  • Armored-car answer from FinCEN (But…)
  • Changes to rural and underserved counties list
  • Anatomy of an E-SIGN violation
  • What bankers wish customers knew – Part two

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July 2013 Legal Briefs

  • Notice of title protection document
  • Responsible conduct
  • Exam workpapers – Reg Z
  • (Amended) Ability to repay rules hot off the press
  • If your bank issues reloadable prepaid debit cards …
  • Treasury still issues some paper checks
  • When federal ACH payment names don’t match up
  • What bankers wish customers knew

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June 2013 Legal Briefs

  • Garnishment of Federal benefits rule revisions
  • Consumer loan dollar amounts adjust July 1
  • The first California/Achieve financial settlement
  • Breach of contract
  • Final(?) ability to repay and qualified mortgage rules

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May 2013 Legal Briefs

  • Interagency statement on Biggert-Waters Flood Insurance
  • CFPB ability to repay – QM clarification proposal
  • Some tweaks for HDMA getting it right
  • Escrow rule: What we should have said is …
  • CARD Act rule revised
  • NAME IT: A guide to formulating a formidable name for your bank
  • Oklahoma’s Article 9 remains unchanged
  • Oklahoma tax on IRA part 2:

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January 2013 Legal Briefs

  • Out of state, tribal and CFR court orders
  • ATM notice relief
  • Hot topics for 2013 from the FRB
  • COPPA update
  • Deposit insurance reminder
  • Remittance transfers: a brief reprieve
  • Religious headgear and compliance

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December 2012 Legal Briefs

  • Corporate Account Takovers
  • ATMs and the ADA
  • Q&As on Getting Rid of Customer Property
  • Foreign Remittance Transfer Rule to Change – Again
  • FDIC Guidance on the Scheduled End of Unlimited Deposit Coverage
  • MRAPLA Disclosures Postponement
  • Reg Z’s Exemption Threshold Goes Up Again

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