Tuesday, February 27, 2024

Legal Briefs

November 2014 Legal Briefs

  • Privacy notice — final rule
  • QM cures
  • Servicing guidance
  • Reg O — alive and being violated
  • Flood insurance proposed rule
  • Counties — rural or underserved
  • Get it right the first time
  • RESPA Sec. 8 kickbacks
  • Redlining
  • When "free checking" isn’t
  • Wells Fargo’s maternity leave fiasco

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October 2014 Legal Briefs

  • Military lending changes proposed
  • Correcting direct deposits
  • A lesson for mortgage servicers
  • Trust your vendor, but verify
  • Costly lender errors
  • Exemption threshold going up
  • Unclaimed property

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September 2014 Legal Briefs

  • If you’re a HMDA reporter
  • SCRA is still in the news
  • Reg. AA — Gone but not forgotten
  • Revisiting foreign remittance transfers
  • Integrated disclosures: Countdown begins

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August 2014 Legal Briefs

  • Bureau issues overdrafts reports
  • FDIC: You misunderstood what we said
  • When your OFAC tools aren’t working
  • What’s up with those old Fed regulations
  • Marriage equals marriage
  • HELOC guidance
  • Speaking of risk management
  • Social media checkup
  • 4.1M CMP for deceptive practices
  • Apps from new parents
  • ITIN experiations
  • ATR interpretive rule
  • SAR stats & other BSA matters
  • Watch those cards!
  • HMDA reg proposal
  • SCRA

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July 2014 Legal Briefs

  • Cooked books put bank in hot water
  • RESPA penalties get personal
  • FDIC hits Missouri bank with RESPA violations
  • Regulators tout inprovements
  • More call report changes coming
  • Guides for assisted living and nursing home staff
  • Current account takeover cases — lessons learned
  • Section 3-508A amended
  • But is the U3C applicable?

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April 2014 Legal Briefs

  • No guns?
  • CFPB reports on service members complaints
  • FRB debit card interchange fee upheld
  • Regulation E slips earn another bank a penalty

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February 2014 Legal Briefs

  • Lessons from the Chase ‘Madoff penalties’
  • FDIC tech assistance video series
  • Bureau is looking for mortgage ‘pain points’
  • Revised consumer booklets
  • Still handling paper items?
  • Cross-Collateralization
  • Garnishments — When all funds are protected
  • Record retention — Part 1

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December 2013 Legal Briefs

  • Dodd-Frank readiness
  • Integrated mortgage disclosures finalized
  • FinCEN definitions changes
  • CFPB regulatory agenda
  • Exemption thresholds creep upward

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