• Lessons from the American Express settlement
• CFPB’s 2017 HMDA Rule amendments
• Forced-placement of flood insurance, with a twist
• Visa zero liability update

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• “I received guardianship documents…”
• Thoughts on the 120-day foreclosure waiting period

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• “I received a garnishment…”
• Are annual privacy notices still required?
• Proposed changes to Prepaid Rule
• CFPB “special edition” on complaints
• Will the CFPB get SCRA enforcement authority?
• “Debt collector” gets a refined definition

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• Consumer loan dollar amounts adjust July 1
• TCPA compliance for certain alerts
• ‘New and improved’ credit reports coming soon
• Amendments to Reg CC – Finally!

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• Complaints – What’s your status quo?
• Your Corporate Compliance Program
• Prepaid Accounts Rule Delayed
• HMDA Rule Changes Proposed

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• Deceased Customer Accounts
• Oklahoma Interstate Succession Laws Chart

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•  Blunder Report
  • A Visit to the Bank of Blunders (Operations)
  • A Visit to the Bank of Blunders (Lending)
• Labor’s Fiduciary Rule Likely Delayed

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• Bank of Blunders 2017
  • A Visit to the Bank of Blunders (Operations)
  • A Visit to the Bank of Blunders (Lending)
• Updated Lobby Signage
• Deregulation?
• Penalty Caps Increasing, Again

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•  Unfinished Business

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• DOL’s Overtime Rule Blocked
• Reg Z, Reg M Thresholds
• Form W-9
• Questions & Answers
  • Who can release a mortgage
  • Must the spouse sign the mortgage secured by commercial real estate?
  • Waiver of homestead
  • Recitation of marital statuts
  • Purchase, non-borrowing spouse not in title
  • Name discrepancy

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• More on the OK Garnishment Fee
• Next up, the MLA inspection
• Mortgage servicing rules update

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• 2016 Oklahoma Statutory Amendments
  • Banking Code
  • Savings and Loan Code
  • Garnishments
  • Small Estate Affidavit – Probate Code
  • Guardian and Ward
  • Eminent Domain, Mortgagee Liability

• Are Your Forms Files Up to Date?
  • Flood
  • URLA

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• MLA Guidance is Here!
• ODFI Warranty Risk under NACHA Rules

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• Unclaimed property and safe deposit boxes
• Rep payee accounts
• Proposed TRID Rule Changes
• Your questions: our answers

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• Bureau to implement GLBA privacy notice relief
• Everyone’s tweaking their CMPs
• Using enforcement actions
• "Loans” to counties, schools, and municipalities

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