Amendments to Deposit Account P.O.D. Provisions
- Understanding the Customer’s Needs
- First-Choice/Second-Choice POD Authority
- Charity as POD Beneficiary
- Required Notice to Accountholders
New Provision for Safe Deposit Box “Access on Death”
Amendments to Deposit Account P.O.D. Provisions
New Provision for Safe Deposit Box “Access on Death”
Increased Deposit Insurance Limits for Retirement Accounts
Other Details of Deposit Insurance Reform Legislation
Cross-Border Scams–Overpaying by Check, Wiring Back Money
Procedures to Avoid Losses on Check Scams
Higher Debt Allowed for $150-500 Million Holding Companies
More New Changes to Regulation E
Using Multiple CIP Approaches
Electronic Check Conversion under Regulation E
Fair Credit Regulation Restricts Use of Medical Information
Fed’s Warranty of Authorization for “Telephone Checks”
Homestead Exemption in Oklahoma Bankruptcies: What’s the Dollar Limit?
Important Issues in Establishing Tragedy Accounts
Guidelines for Residential Tract Development Loans
Small Intermediate Banks and Changes in CRA Regulations
Post-Closing “Real-Estate-Related” Fees are Finance Charges
Banks Sharing Information about Former Employees
More Details on Lottery Accounts
Public Employees’ Payroll Deductions to Financial Institutions
FDIC Statistics for Oklahoma
The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005
Consumer Loan Dollar Amounts Adjusting on July 1
a. Increased Late Fees
b. “508B” and “508A” Loans
c. Dealer Paper “No Deficiency” Amount
Regulation DD’s Amendments Cover Overdraft Plans
Regulators Issue Guidance on Money Services Businesses
Guidance on the Final CIP Rule
Questions & Answers on Health Savings Accounts
Banking Agencies’ Joint Guidance on Overdraft Protection
1. Background
2. Safety and Soundness
a. Account-Approval Standards
b. Ongoing Monitoring
c. Delinquencies and Charge-offs
d. Call Report Treatment
e. Vendors
3. Legal Risks
a. FTC Act/Advertising
b. TILA/Reg Z
c. Equal Credit
d. Truth in Savings
e. EFT Act
4. Best Practices
a. Marketing and Communications
b. Program Features and Operation
Explanation of Health Savings Accounts
May 2025 Lawsuits of interest Banker Q&As Joint ownership, divorce, and death Right of rescission, …
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