Oklahoma Bankers Association We make bankers better!
In This Issue…
- From Adrian’s desk …
- Regulators release proposals to ease bank capital requirements
- Senate confirms Mullin as DHS secretary; Stitt tabs Senate replacement
- Welcome new strategic members
- OBA education corner …
From Adrian’s desk …
By Adrian Beverage
OBA President & CEO
Just some random tidbits that might be of interest to our bankers this week!
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I’m at the state Capitol this morning with a group of bankers as part of our Contact Banker program. This program has been an invaluable tool to personally involve bankers into the legislative process, and I really can’t overstate how important it is to be involved with it. We have two more dates available this session: April 14 and April 21.
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We’re still putting the final touches on the official program for our upcoming convention in May, but I think everyone will be pleasantly surprised at a couple or three of the guests we have lined up! Stay tuned!
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Hell has frozen over, cats and dogs are living together and mass anarchy is reigning! Nebraska basketball – “Nebrasketball!” – has not only won its first-ever game in the NCAA Men’s Basketball Tournament, but it has advanced to the Sweet Sixteen! I’m still not sure how that shot didn’t go in, but I was there in person to witness the ensuing revelry!
No, I didn’t take a dive into the Bricktown Canal. I did get a nifty shirt, however!
Regulators release proposals to ease bank capital requirements
Banking regulators advanced three proposed rules last week to lower capital requirements for banks of all sizes as part of an effort to boost lending activity.
The first proposed rule would implement the Basel III endgame agreement by revising the risk-based capital requirements for the largest banks. The second proposal would revise how the surcharge for globally systemically important banks, or GSIBs, is calculated. The third proposal would revise the risk-based capital treatment of certain assets and other exposure categories under the standardized approach, which applies to most banks.
According to a board memo by Federal Reserve staff, the proposals would lower aggregate common equity tier 1 capital requirements for category I and II banks by 4.8%, for category III and IV banks by 5.2%, and for smaller banks by 7.8%. (Banks that have elected or later elect the Community Bank Leverage Ratio would not be affected; changes proposed in 2025 to that standard are still pending.)
Senate confirms Mullin as DHS secretary; Stitt tabs senate replacement
The U.S. Senate voted 54-45 on Monday to confirm Markwayne Mullin, a Republican senator from Oklahoma, as the head of the Department of Homeland Security.
Mullin served as a U.S. representative from Oklahoma from 2013 to 2023 before replacing long-time Oklahoma Sen. Jim Inhofe in a special election in 2022.
Oklahoma Gov. Kevin Stitt, on Tuesday, appointed energy executive Alan Armstrong to finish the term of Mullin in the Senate, through the end of this year.
Welcome new strategic members
The OBA would like to welcome a new trio to our growing family of strategic members!
Waters Consulting, LLC
Independent credit consulting professional specializing in community bank loan review services, enforcement action compliance, credit administration functions and credit analysis. Other services available are appraisal review and credit training.
CONTACT INFORMATION:
Contacts: Randy Waters
Edmond, OK
Phone: (580) 554-0357
Email: rwatersconsulting@gmail.com
Teslar Software
Teslar Software simplifies banking operations by making complex processes seamless. Our platform equips community banks with tools to streamline operations, fix exceptions, enhance compliance and deliver personalized service. Teslar bridges the gap between tradition and innovation, helping banks thrive in a competitive market.
CONTACT INFORMATION:
2140 Teslar Drive
Springdale, AR 72762
Phone: (479) 927-0280
Email: sales@teslarsoftware.com
Website: teslarsoftware.com
Invo Solutions
Invo Solutions is a collaboration platform that connects customers to their financial institution via digital platforms. These platforms include in-branch and web-based video banking, chatbots, SMS text, co-browsing and appointment scheduling. We provide services through a web-based interface with U.S.-based support and implementation
CONTACT INFORMATION:
James Dennis or Thad Forrester
4520 S National Ave.
Springfield, MO 65810
Phone: (855) 468-8643
Email: james@invosolutions.com or thad@invosolutions.com
Website: https://www.invosolutions.com
ISG Technologies
ISG Technology’s Oklahoma City location provides managed IT services for small- and medium-sized businesses in Oklahoma City and throughout the region.
CONTACT INFORMATION:
David Spencer, National Director of Sales
(913) 826 6022 Cell: (913) 579-9861
Email: dspencer@isgtech.com
Oklahoma City Office:
14400 Bogart Parkway, Ste 400
Oklahoma City, OK 73134
Phone: (405) 722-7300
Website: https://www.isgtech.com/
OBA education corner …
Some of us around here grew up in rural parts of the state back in the 1980s. It frequently meant you had a twang when you speak and you probably worshiped Hank Williams Jr. songs! From Whiskey Bent and Hell Bound to Born to Boogie, Hank was the soundtrack of many a junior high boy in the 80s. Remembering back to those times is enough to even give the Man of Steel the blues, but don’t forget to keep up with what’s happening on the continuing education front, including the following:
- Faster Payments Compared: FedNow®, RTP®, Stablecoin & Same Day ACH, April 2, webinar — Topics include transaction limits, settlement models, liquidity management, fraud controls, and compliance obligations.
- Regulation CC: Understanding Funds Availability Guidelines, April 7, webinar — During this session, we will use real-life scenarios to explain hold requirements under the funds availability rules of the Expedited Funds Availability Act.
- Controlling the Risks of Power of Attorney Documents, April 8, webinar — This presentation will provide best practices to use when dealing with these complex legal documents, with special attention paid to the transactions that pose the greatest risks for financial institutions.
- 2026 BSA Essentials, April 8-9, Oklahoma City — Are you ready to master the essentials of BSA compliance and gain practical tools to protect your compliance and gain practical tools to protect your institution?
- Handling Cash, April 9, webinar — We will cover how to improve cash handling skills, manage cash drawers, identify counterfeit currency, and handle teller drawer outages.
- CRE Lending Training Program, April 9, webinar — This program provides bankers with a basic understanding of commercial real estate lending concepts and techniques.
- 2026 Spring Human Resources Seminar, April 10, Oklahoma City — From updating employee files to reviewing company policies, here’s a checklist to guide you through the essential tasks that can make a real difference for your business and your team.
- 2026 Frontline Excellence, April 14-Tulsa; April 15-Oklahoma City; April 16-Enid — This program serves as an important reminder about the significance of their role, serving as the CEOs of the customer experience and reinforcing the importance of their actions and reactions as a reputation builder for your brand.
- New Community Bank Compliance Officer Workshop – 2-Part Series, April 16 & 30, webinar — Congratulations! You are brand new to this role! Now what?
- Advanced Commercial Lending Workshops, April 10-Advanced Cash Flow Analysis; May 1-Advanced Tax Analysis for the Banker, Oklahoma City — These seminars will explore multiple models of both business and personal (business owner) cash flow analyses as well as provide attendees with several advanced tax-return concepts and related analyses to help them more effectively work with their business customers.
- 2026 Rural Bankers/Ag Conference, April 21, Oklahoma City — This all-day event will feature information for bankers in both agricultural and rural markets.
Also, are you interested in joining an OBA board or committee? Click here to complete the Committee Interest Form for 2026-2027. We would love for you to get involved!