Oklahoma Bankers Association We make bankers better!
In This Issue…
- From Adrian’s desk …
- State Banking Board reduces assessment; OCC’s holds steady
- Agencies seek comment on Call Report’s regulatory burden
- Bank Fraud Investigators Group meeting set for Friday
- OBA soliciting CD bids
- OBA education corner …
From Adrian’s desk …
By Adrian Beverage
OBA President & CEO
Just some random tidbits that might be of interest to our bankers this week!
• • •
This week is one of my favorite events of the year: The Oklahoma Bankers Hall of Fame induction ceremony. On Thursday, we will welcome four bankers in the hall: Brud Baker, Sandy Bracken, Gary Huckabay and Lee Symcox. Each of these bankers represent decades of hard work in our industry and are all incredible additions to the ever-expanding hall of fame.
I hope to see you at the ceremony at the Oklahoma History Center!
• • •
You know what ISN’T hall-of-fame worthy? Whatever the heck that was Nebraska put on its football field Saturday. A 40-16 defeat to Iowa left us with three losses in our last four games. At least we’ll have a bowl game to try to end the season on a high note.
State Banking Board reduces assessment; OCC’s holds steady
State Bank Commissioner Mick Thompson announced last week the Oklahoma State Banking Board approved the largest reduction ever to assessments paid by Oklahoma state-chartered banks.
For 2026, the standard assessment rate will be discounted by 75% for each bank with assets totaling less than $1 billion, by 40% for each bank with assets at least $1 billion but less than $2 billion, and by 30% for banks with $2 billion or more in assets. The commissioner explained the sliding scale discount should result in a comparable overall reduction for all institutions because the standard rate for larger institutions is already significantly reduced as asset size grows larger.
Meanwhile, the Office of the Comptroller of the Currency announced Monday it will maintain its current assessment rates in 2026 for national-chartered banks.
The OCC did reduce its assessment rates in September. For the Sept. 30, 2025, semiannual assessment, the OCC reduced the rates in the general assessment fee schedule by 30% for assets up to $40 billion and 22% for assets above $40 billion. It also reduced the rates in the independent trust and independent credit card assessment fee schedules by 22%.
Agencies seek comment on Call Report’s regulatory burden
The Office of the Comptroller of the Currency, Federal Reserve and the FDIC requested public feedback Monday about the regulatory reporting burden for financial institutions that file a Call Report.
The agencies are seeking answers to 21 questions related to the Call Report, such as which items in the report are the most time-consuming and whether the agencies should raise the eligibility criteria for filing a short form. The agencies are asking that institutions share the questions with individuals responsible for preparing the Call Report and with those who use the report’s data in their current processes.
Comments are due by Jan. 30, 2026, and can be submitted to any of the agencies.
Bank Fraud Investigators Group meeting set for Friday
The OBA will host a Bank Fraud Investigators Group meeting at 9:30 a.m. on Friday, Dec. 5, in the OBA’s Harris Event Center.
This meeting is open to any financial institution or law enforcement official in the state of Oklahoma. No RSVP required. Discussions will focus on electronic transaction risks: card fraud, mobile wallet account takeover, email compromise scams, ATM fraud/jackpotting, etc. The meeting usually lasts around two hours, depending on the level of attendance and discussions.
For additional information please email sharon@oba.com.
OBA soliciting CD bids
The OBA will be purchasing several Certificates of Deposit for investment soon. All interested banks are encouraged to contact us.
Interested banks should send their rate sheets to and contact Kathryn Donovan in the OBA accounting department: kathryn@oba.com.
OBA education corner …
We had our first bit of wintry weather on Sunday and Monday! Yay? We doubt it’s the last, but here’s to hoping for a mild winter. Whichever way you like your own winter – mild or not-so-mild – make sure you take a little time to keep up with what’s happening on the continuing education front, including the following:.
- Understanding Dormant Accounts and the Escheatment Process, Dec. 9, webinar — We will provide best practices for managing your unclaimed funds compliance program, including tips for dormant account due diligence.
- Section 1071 (Small Business Data Reporting): Where Are We Now?, Dec. 9, webinar — Since the CFPB’s final rule implementing Section 1071 of the Dodd-Frank Act was finalized in 2023, there have been multiple lawsuits against the legality of the CFPB’s funding structure, putting Section 1071 on-hold.
- Consumer Real Estate Loans, Dec. 11, webinar — Take this opportunity to expand your knowledge of current compliance rules and take your loan processing skills to the next level.
- IRS Information Reporting: Rules and Forms, Dec. 16, webinar — It’s always necessary to stay on top of the many issues when it comes to tax reporting for financial institutions.
Finally, just a quick note to mark your calendars as the OBA Convention and OBA Senior Management dates and location have been set for next year! The 2026 OBA Convention will be held May 18-20, back at the Okana Resort, in Oklahoma City. Meanwhile, the 2026 OBA Senior Management Conference will be held on March 29-31 at the Renaissance Esmeralda Resort and Spa, in Indian Wells, California. More details will be available in the coming months, but go ahead and get those notes on your calendar today!