Thursday, December 1, 2022

Legal Briefs

September 2017 Legal Briefs

  • Lessons from the American Express settlement
  • CFPB’s 2017 HMDA Rule amendments
  • Forced-placement of flood insurance, with a twist
  • Visa zero liability update

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July 2017 Legal Briefs

  • “I received a garnishment…”
  • Are annual privacy notices still required?
  • Proposed changes to Prepaid Rule
  • CFPB “special edition” on complaints
  • Will the CFPB get SCRA enforcement authority?
  • “Debt collector” gets a refined definition

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June 2017 Legal Briefs

  • Consumer loan dollar amounts adjust July 1
  • TCPA compliance for certain alerts
  • ‘New and improved’ credit reports coming soon
  • Amendments to Reg CC – Finally!

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May 2017 Legal Briefs

  • Complaints – What’s your status quo?
  • Your Corporate Compliance Program
  • Prepaid Accounts Rule Delayed
  • HMDA Rule Changes Proposed

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March 2017 Legal Briefs

  •  Blunder Report
    • A Visit to the Bank of Blunders (Operations)
    • A Visit to the Bank of Blunders (Lending)
  • Labor’s Fiduciary Rule Likely Delayed

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February 2017 Legal Briefs

  • Bank of Blunders 2017
    • A Visit to the Bank of Blunders (Operations)
    • A Visit to the Bank of Blunders (Lending)
  • Updated Lobby Signage
  • Deregulation?
  • Penalty Caps Increasing, Again

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December 2016 Legal Briefs

  • DOL’s Overtime Rule Blocked
  • Reg Z, Reg M Thresholds
  • Form W-9
  • Questions & Answers
    • Who can release a mortgage
    • Must the spouse sign the mortgage secured by commercial real estate?
    • Waiver of homestead
    • Recitation of marital statuts
    • Purchase, non-borrowing spouse not in title
    • Name discrepancy

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October 2016 Legal Briefs

  • 2016 Oklahoma Statutory Amendments
    • Banking Code
    • Savings and Loan Code
    • Garnishments
    • Small Estate Affidavit – Probate Code
    • Guardian and Ward
    • Eminent Domain, Mortgagee Liability
  • Are Your Forms Files Up to Date?
    • Flood
    • URLA

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