Tuesday, December 7, 2021
Loading Events

« All Events

  • This event has passed.

Overdraft Programs – The Danger Zones, Webinar

December 7 @ 1:30 pm - 3:30 pm CST

Click here to Register

Covered Topics

 

  • Understanding the regulations, the guidance and the regulatory environment
  • Authorize Positive/Settle Negative
  • What are good funds?
  • Average Balance/ledge balance
  • Fee per item per time
  • Lawsuits–See, e.g., Lloyd v. Navy Fed. Credit Union,
  • Your ODP program and whether it will pass the test—checklist for exams
  • Regulation E, Reg DD and State Laws
  • Examination “hot spots” and how the rules are being interpreted
  • Law suits around the country and how financial institutions are being targeted for unfair trade
  • Your policy, procedures, fees in 2021
  • Fair or unfair trade? A look at the federal and potential state issues
  • Frequently asked questions about overdraft programs
  • Why fees have to be consistent
  • And much, much more…