September 2010 Oklahoma Banking Statistics

Commercial Banks
Oklahoma
- as of Sept. 30, 2010 - 

• Number of institutions reporting: 245
• Total employees (full-time equivalent): 18,135

Aggregate Condition and Income Data (dollar figures in millions)

• Net income (year-to-date): 576
• Total assets: 67,298
• Earning assets: 60,961
• Total loans & leases: 39,709
• Other real estate owned: 400
• Total deposits: 51,440
• Equity capital: 6,613

Performance Ratios (YTD, %)

• Yield on earning assets: 4.97
• Cost of funding earning assets: 0.99
• Net interest margin: 3.97
• Noninterest income to avg. earning assets: 1.49
• Noninterest expense to avg. earning assets: 3.40
• Net charge-offs to loans & leases: 0.68
• Credit-loss provision to net charge-offs: 125.09
• Net operating income to average assets: 1.12
• Retained earnings to average equity: 6.13
• Pre tax return on assets: 1.43
• Return on assets: 1.17
• Return on equity: 12.11
• Percent of unprofitable institutions: 6.94
• Percent of institutions with earning gains: 54.29

Conditions Ratios (%)

• Net loans & leases to assets: 57.95
• Loss allowances to -
       loans & leases: 1.78
       Noncurrent loans & leases: 71.20
• Noncurrent loans & leases to total loans & leases: 2.51
• Nonperforming assets to assets: 2.07
• Core deposits to total liabilities: 66.63
• Equity capital to total assets: 9.83
• Core capital (leverage) ratio: 8.92
• Total capital to risk-weighted assets: 14.88
• Gross 1-4 family mortgages to gross assets: 12.01

• June 2010 Oklahoma Banking Statistics  Posted: Sep 22, 2010
• June 2009 Oklahoma Banking Statistics  Posted: Oct 9, 2009