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June 2009 Oklahoma Banking Statistics

Commercial Banks
Oklahoma
- as of June 30, 2009 -
 

  • Number of institutions reporting: 174
  • Total employees (full-time equivalent): 9,676

Aggregate Condition and Income Data (dollar figures in millions)

  • Net income (year-to-date): 154
  • Total assets: 32,067
  • Earning assets: 29,364
  • Total loans & leases: 22,216
  • Other real estate owned: 155
  • Total deposits: 26,935
  • Equity capital: 3,200

Performance Ratios (YTD, %)

  • Yield on earning assets: 5.73
  • Cost of funding earning assets: 1.61
  • Net interest margin: 4.12
  • Noninterest income to avg. earning assets: 1.14
  • Noninterest expense to avg. earning assets: 3.54
  • Net charge-offs to loans & leases: 0.57
  • Credit-loss provision to net charge-offs: 136.55
  • Net operating income to average assets: 0.93
  • Retained earnings to average equity: 3.16
  • Pre tax return on assets: 1.08
  • Return on assets: 0.97
  • Return on equity: 9.68
  • Percent of unprofitable institutions: 7.47
  • Percent of institutions with earning gains: 37.36

Conditions Ratios (%)

  • Net loans & leases to assets: 68.38
  • Loss allowances to -
         loans & leases: 1.30
         Noncurrent loans & leases: 66.38
  • Noncurrent loans & leases to total loans & leases: 1.96
  • Nonperforming assets to assets: 1.84
  • Core deposits to total liabilities: 73.91
  • Equity capital to total assets: 9.98
  • Core capital (leverage) ratio: 9.16
  • Total capital to risk-weighted assets: 13.15
  • Gross 1-4 family mortgages to gross assets: 14.13
  • Gross real estate assets to gross assets: 53.74