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December 2011 Oklahoma Banking Statistics

Commercial Banks
Oklahoma
- as of Dec. 31, 2011 -

• Number of institutions reporting: 235
• Total employees (full-time equivalent): 19,652

Aggregate Condition and Income Data (dollar figures in millions)

• Net income (year-to-date): 780
• Total assets: 78,354
• Earning assets: 70,935
• Total loans & leases: 44,002
• Other real estate owned: 446
• Total deposits: 64,503
• Equity capital: 7,861

Performance Ratios (YTD, %)

• Yield on earning assets: 4.47
• Cost of funding earning assets: 0.72
• Net interest margin: 3.75
• Noninterest income to avg. earning assets: 1.42
• Noninterest expense to avg. earning assets: 3.43
• Net charge-offs to loans & leases: 0.79
• Credit-loss provision to net charge-offs: 93.24 
• Net operating income to average assets: 0.95
• Retained earnings to average equity: 2.40
• Pre tax return on assets: 1.24
• Return on assets: 1.01
• Return on equity: 10.02
• Percent of unprofitable institutions: 5.96
• Percent of institutions with earning gains: 65.53

Conditions Ratios (%)

• Net loans & leases to assets: 55.16
• Loss allowances to -
      Loans & leases: 1.77
      Noncurrent loans & leases: 80.21
• Noncurrent loans & leases to total loans & leases: 2.21
• Nonperforming assets to assets: 1.81
• Core deposits to total liabilities: 74.87
• Equity capital to total assets: 10.03
• Core capital (leverage) ratio: 8.82
• Total capital to risk-weighted assets: 14.88
• Gross 1-4 family mortgages to gross assets: 11.20 

• September 2010 Oklahoma Banking Statistics  Posted: Nov 29, 2010
• June 2010 Oklahoma Banking Statistics  Posted: Sep 22, 2010
• June 2009 Oklahoma Banking Statistics  Posted: Oct 9, 2009