An in-depth look at some of the issues affecting the banking industry ... and you.
- Consumer Financial Protection Agency
The Obama Administration wants to create a giant new Consumer Financial Protection Agency to “protect” you from bad lenders. Oklahoma bankers believe “protecting consumers” is a great idea. In fact, it's something our state's traditional community banks have been doing for more than 30 years!
- Timeline of financial events: 2008-present
A lot has happened over the past year or more. The following is a timeline of events from 2008-present. This will be updated weekly.
- Credit Union Competition - OBA Position
A summary of the OBA's position on large, bank-like credit unions.
- Credit Union Competition
The "new-breed" of monolithic credit union conglomerates use the millions they save in taxes each year not to benefit their customers, but as a way to fund their own aggressive expansion and growth on a tax-free basis.
- FDIC DIF Assessment Calculators
Calculators provided by the FDIC that illustrate deposit insurance assessment rates.
- Identity Theft
An estimated 500,000 cases of identity theft occur each year resulting in hundreds of millions of dollars in losses. Although consumers usually suffer little, if any, direct monetary loss, they often face the agonizing task of cleaning up their credit record and restoring their reputation. So be prepared and GUARD YOUR GOOD NAME!
- Predatory Lending
Abusive or "predatory" lenders target people who are strapped for cash - often preying on the elderly and people in lower-income groups. You need to know a "good" loan from a bad one. Otherwise, you could end up paying too much, hurting your credit rating - and even losing your home.
- Privacy
As banks use new technologies to make their products and services more convenient than ever, they remain committed to keeping their policies and practices in sync with their customers' privacy expectations. Consumers play an important role in protecting their information. Here's what you can do to help.
- Robberies
The number of bank robberies in Oklahoma has grown tremendously in the past few years. Oklahoma banks are working together to fight this battle to protect the safety of bankers and their customers.
